﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Nippon India Retirement Fund- Income Generation Scheme</Fund_Name><Option_Names_Regular__Direct>Direct Bonus Planbonus, Direct IDCW Plan Payout, Direct Growthgrowth, Bonus Planbonus, IDCW Plan Payout, Growth Plan Growth</Option_Names_Regular__Direct><Fund_Type>Solution Oriented: Retirement Fund</Fund_Type><Riskometer_At_the_time_of_Launch>Moderately High </Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderately High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Solution Oriented</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>0</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the scheme is to provide capital appreciation to the investors, which will be in line with their long term savings goal, by investing in a diversified portfolio of equity &amp;amp; equity related instruments with small exposure to fixed income securities. Although, the objective of the Fund is to generate optimal returns, the objective may or may not be achieved. </Description_Objective_of_the_scheme><Stated_Asset_Allocation>Diversified Equities and equity related securities -5-30%
Debt and Money market securities -70-95%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>22-Jan-2015</NFO_Open_Date><NFO_Close_date>05-Feb-2015</NFO_Close_date><Allotment_Date>11-Feb-2015</Allotment_Date><Reopen_Date>11-Feb-2015</Reopen_Date><Maturity_Date_For_closedend_funds>NA</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>Tier 1 Benchmark: CRISIL Hybrid 85+15 - Conservative Index </Benchmark_Tier_1><Benchmark_Tier_2>NA</Benchmark_Tier_2><Fund_Manager_Name>FM 1 Pranay Sinha, FM 2 Ritesh Rathod</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1 Comanage, FM 2 Comanage</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 Since Mar 2021, FM 2 Since Jan 2026</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.11, Direct 0.98</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank</Custodian><Auditor>Walker Chandiok &amp;amp; Co LLP</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>Direct Bonus Planbonus: RGABBDirect IDCW Plan Payout: RGADDDirect Growthgrowth: RGAGGBonus Planbonus: RGBPBIDCW Plan Payout: RGDPDGrowth Plan Growth  RGGPG</RTA_Code_To_be_phased_out><Listing_Details>NA</Listing_Details><ISINs>Direct Bonus Planbonus: INF204KA1C55
Direct IDCW Plan Payout: INF204KA1C71
Direct Growthgrowth: INF204KA1C30
Bonus Planbonus: INF204KA1C48
IDCW Plan Payout: INF204KA1C63
Growth Plan Growth: INF204KA1C22</ISINs><AMFI_Codes_To_be_phased_out>Direct Bonus Planbonus: 133629
Direct IDCW Plan Payout: 133570
Direct Growthgrowth: 133569
Bonus Planbonus: 133628
IDCW Plan Payout: 133571
Growth Plan Growth: 133572</AMFI_Codes_To_be_phased_out><SEBI_Codes>NIMF/O/S/RET/14/07/0053</SEBI_Codes><Minimum_Application_Amount>500</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>500</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>500</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>100</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Any</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>NA</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>NA</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Any</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>500</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Any</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>1</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Any</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Any</Max_Switch_Amount><Max_Switch_Units_if_applicable>Any</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>NA</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>N.A.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Monthly, Quarterly, Yearly SWP - Monthly / Quarterly / Half yearly/ Yearly STP - Daily/ Weekly/ Fortnightly/ Monthly / Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Rs.100/- per month (minimum 60 months)
Rs.500/- per month (minimum 12 months)
Rs.1000/- per month (minimum 6 months)
Rs. 500/- per quarter (minimum 12 quarters)
Rs.1500/- per quarter (minimum 4 quarters)
Rs. 5000/- per year (minimum 2 years) SWP - 500 STP - Daily-  Minimum of Rs. 100
Weekly / Fortnight / Monthly option - Rs. 1000 
Quarterly  - Rs. 3000
Capital Appreciation
Monthly/ Quarterly - Rs. 500</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - Rs. 500 if SIP amount is 5,000 per year &amp;amp; Rs. 1 for any other amount SWP - 1 STP - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - 60 months for Rs. 100 per month
12 months for Rs. 500 per month
6 months for Rs. 1,000 per month
12 quarters for Rs. 500 per quarter
4 quarters for Rs. 1500 per quarter
2 years for Rs. 5000 per Year SWP - - STP - 2</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - 1st to 31st of a month SWP - 1,8,15 &amp;amp; 22 (if holiday, then next working day) STP - 1st to 28th of a month</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>SIP - Any SWP - Any STP - Any</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>