﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Nippon India Retirement Fund- Wealth Creation Scheme</Fund_Name><Option_Names_Regular__Direct>Direct Bonus Planbonus, Direct IDCW Plan Payout, Direct Growth Plan Growth, Bonus Planbonus, IDCW Plan Payout, Growth Plan Growth</Option_Names_Regular__Direct><Fund_Type>Open</Fund_Type><Riskometer_At_the_time_of_Launch>Moderately High </Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderately High </Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Solution Oriented: Retirement Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>NA</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Under normal circumstances, the  anticipated  asset allocation would be: Diversified Equity and equity related securities – 65%- 100%, Debt and Money market securities - 0%-35%.</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>22-Jan-2015</NFO_Open_Date><NFO_Close_date>05-Feb-2015</NFO_Close_date><Allotment_Date>11-Feb-2015</Allotment_Date><Reopen_Date>11-Feb-2015</Reopen_Date><Maturity_Date_For_closedend_funds>NA</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>BSE 500 TRI</Benchmark_Tier_1><Benchmark_Tier_2>NA</Benchmark_Tier_2><Fund_Manager_Name>FM 1 Ritesh Rathod, FM 2 Pranay Sinha</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1 Primary, FM 2 Primary</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 Since Jan 2026, FM 2 Since Mar 2021</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.23, Direct 1.26</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>NIL</Exit_Load_if_applicable><Custodian>Deutsche Bank</Custodian><Auditor>Walker Chandiok &amp;amp; Co LLP</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>Direct Bonus Planbonus: RWABB
Direct IDCW Plan Payout: RWADD
Direct Growth Plan Growth: RWAGG
Bonus Planbonus: RWBPB
IDCW Plan Payout: RWDPD
Growth Plan Growth: RWGPG</RTA_Code_To_be_phased_out><Listing_Details>NA</Listing_Details><ISINs>Direct Bonus Planbonus: INF204KA1B98
Direct IDCW Plan Payout: INF204KA1C14
Direct Growth Plan Growth: INF204KA1B72
Bonus Planbonus: INF204KA1B80
IDCW Plan Payout: INF204KA1C06
Growth Plan Growth: INF204KA1B64</ISINs><AMFI_Codes_To_be_phased_out>Direct Bonus Planbonus: 133630
Direct IDCW Plan Payout: 133566
Direct Growth Plan Growth: 133568
Bonus Planbonus: 133631
IDCW Plan Payout: 133567
Growth Plan Growth: 133565</AMFI_Codes_To_be_phased_out><SEBI_Codes>NIMF/O/S/RET/14/07/0052</SEBI_Codes><Minimum_Application_Amount>500</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>500</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>500</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>100</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Any</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>NA</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>NA</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Any</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>500</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Any</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>500</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Any</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Any</Max_Switch_Amount><Max_Switch_Units_if_applicable>Any</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>NA</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>N.A.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Monthly, Quarterly, Yearly SWP - Monthly / Quarterly / Half yearly / Yearly STP - Daily/ Weekly/ Fortnightly/ Monthly / Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Rs.500/- per month (minimum 12 months)
Rs.1500/- per quarter (minimum 4 quarters)
Rs. 5000/- per year (minimum 2 years) SWP - 500 STP - Daily-  Minimum of Rs. 100
Weekly / Fortnight / Monthly option - Rs. 1000 
Quarterly  - Rs. 3000
Capital Appreciation
Monthly/ Quarterly - Rs. 500</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - 500 SWP - 1 STP - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - 12 months for Rs. 500 per month
4 quarters for Rs. 1500 per quarter
2 years for Rs. 5000 per Year SWP - 2 STP - 2</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - 1st to 31st of a month SWP - 1st, 8th, 15th, 22nd transaction day (if holiday, then next working day) STP - 1st to 28th of a month</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>SIP - Any SWP - Any STP - Any</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>