﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>JM Medium to Long Term Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan: Quaterly IDCW and Growth.,Direct Plan: Quaterly IDCW and Growth.</Option_Names_Regular__Direct><Fund_Type>An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years to 7 years. A relatively high interest rate risk and moderate credit risk.</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Medium to Long Term Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>B-III</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>To generate stable long term returns with low risk strategy and capital appreciation/accretion through investment in debt instruments and related securities besides preservation of capital. Investors are required to read all the scheme related information set out in this document carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The schemes do not guarantee/ indicate any returns.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Debt - 0%-100%, Money Market &amp;amp; debt Instruments Maturing within one year - 0%-100%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>12 Dec 1994</NFO_Open_Date><NFO_Close_date>22 Dec 1994</NFO_Close_date><Allotment_Date>01 Apr 1995</Allotment_Date><Reopen_Date>Not Applicable</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Medium to Long  Duration Debt A-III Index</Benchmark_Tier_1><Benchmark_Tier_2>Crisil 10 Year Gilt Index</Benchmark_Tier_2><Fund_Manager_Name>Mr. Killol Pandya, Ms. Ruchi Fozdar, Mr. Jayant Dhoot</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Fund Manager - Mr. Killol Pandya, Co-Fund Managers - Ms. Ruchi Fozdar, Mr. Jayant Dhoot</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Killol Pandya - 05/11/2024, Ms. Ruchi Fozdar - 03/04/2024, Mr. Jayant Dhoot - 01/08/2025</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.03, Direct 0.60</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>HDFC Bank Ltd.</Custodian><Auditor>M/s. Chokshi &amp;amp; Chokshi LLP</Auditor><Registrar>M/s. KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>JM Medium to Long Term Fund - (Regular) - Quarterly IDCW Option-IFRD, JM Medium to Long Term Fund - (Regular) - Growth Option-IFRG,JM Medium to Long Term Fund - (Regular) - Bonus Option - Principal Units-IBPU, JM Medium to Long Term Fund - (Regular) - Bonus Option - Bonus Units-IBBU, JM Medium to Long Term Fund - (Direct) - Quarterly IDCW Option-IFDD, JM Medium to Long Term Fund - (Direct) - Growth Option-IFDG, JM Medium to Long Term Fund - (Direct) - Bonus Option - Principal Units-IBPD</RTA_Code_To_be_phased_out><Listing_Details>Not listed</Listing_Details><ISINs>JM Medium to Long Term Fund- (Regular) - Quarterly IDCW Option-PAYOUT - INF192K01999,REINVESTMENT - INF192K01AA5, JM Medium to Long Term Fund - (Regular) - Growth Option-INF192K01AB3,JM Medium to Long Term Fund - (Regular) - Bonus Option - Principal Units-PAYOUT - INF192K01AC1,JM Medium to Long Term Fund - (Regular) - Bonus Option - Bonus Units-PAYOUT - INF192K01AD9, JM Medium to Long Term Fund - (Direct) - Quarterly IDCW Option-PAYOUT - INF192K01CU9,REINVESTMENT - INF192K01CV7, JM Medium to Long Term Fund - (Direct) - Growth Option-INF192K01CW5,JM Medium to Long Term Fund - (Direct) - Bonus Option - Principal Units-PAYOUT - INF192K01CX3</ISINs><AMFI_Codes_To_be_phased_out>JM Medium to Long Term Fund (Regular) - Quarterly IDCW-100222, JM Medium to Long Term Fund (Regular) - Growth Option-100223, JM Medium to Long Term Fund (Direct) - Bonus Option - Principal Units-120428,JM Medium to Long Term Fund (Direct)-Bonus Option - Bonus Units-120429, JM Medium to Long Term Fund (Direct) - Growth Option-120430,JM Medium to Long Term Fund (Direct) - Quarterly IDCW-120431,JM Medium to Long Term Fund (Regular) - Bonus Option- Principal Units-101181,JM Medium to Long Term Fund (Regular) - Bonus Option - Bonus Units-148886</AMFI_Codes_To_be_phased_out><SEBI_Codes>JMFI/O/D/MLD/94/11/0002</SEBI_Codes><Minimum_Application_Amount>1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>100</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Not Applicable</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Not Applicable</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Not Applicable</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Yes</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly, STP- Daily,Weekly, Fortnightly, Monthly , Quarterly, SWP- Monthly, Quarterly, Half Yearly , Yearly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Daily, Weekly and Fortnightly - Rs. 500 - 6 Installments ; Monthly and  Quarterly - Rs. 1000 - 6 Installments, STP- Daily 60 installments:  100 each. Further in multiples of Re 1/- Weekly/Fortnightly/Monthly : 12 installments for Rs. 500 or 6 installments for Rs. 1000 each. Further in multiple of Re 1/-. Quaterly : 3000 each 2 Instalments, SWP - Fixed Amount Withdrawal (FAW) - 5 instalments for Rs. 500/- each. Further in multiples of Re. 1/-; Capital Appreciation Withdrawal (CAW) - 5 instalments for Rs. 500/- each. Further in multiples of Re. 1/-</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP- 1, STP- 1, SWP -1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly - 6;  STP - Daily - 60, Weekly - 12 , Fortnightly - 12 , Monthly -  12  Quarterly - 2 , SWP- 5 Instalments</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly - Any date from 1st to 28th of a month,  STP - Weekly -  Any Day during week, Fortnightly -  Any date during Fortnight, Monthly -  Any date between 1st to 31st, Quarterly - Any date during the Quarter, SWP- 1 to 28 any days</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Any Amount</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>