﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>HDFC ELSS - Tax Saver Fund</Fund_Name><Option_Names_Regular__Direct>Plans:Regular and Direct. Each Plan offers the following sub-options:
a)Growth Option.
b)Income Distribution cum Capital Withdrawal (IDCW) Option. This Option offers following Sub-Options / facilities:
• Payout of Income Distribution cum Capital Withdrawal (IDCW) Option / facility 
</Option_Names_Regular__Direct><Fund_Type>An open ended scheme with attributes in accordance with Equity Linked Saving Scheme, 2005 notified by Ministry of Finance</Fund_Type><Riskometer_At_the_time_of_Launch>Not available</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High Risk</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>ELSS - Tax Saver Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>To generate capital appreciation / income from a portfolio, comprising predominantly of equity &amp;amp; equity related instruments. There is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equity and Equity Related Instruments: 80% - 100%;  Money market instruments, Other liquid instruments and Units of Mutual Fund*: 0% - 20% *Units of Domestic Mutual Fund shall include Overnight Funds, Liquid Funds Money Market Mutual Funds, Gold ETF and Silver ETF. Further, other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI from time to time.  For detailed asset allocation, refer Scheme Information Document (SID) available on the website</Stated_Asset_Allocation><Face_Value> Rs. 10</Face_Value><NFO_Open_Date>Not available</NFO_Open_Date><NFO_Close_date>Not available</NFO_Close_date><Allotment_Date>March 31, 1996</Allotment_Date><Reopen_Date>Not available</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>NIFTY 500 Index (Total Returns Index)
</Benchmark_Tier_1><Benchmark_Tier_2>Not Applicable</Benchmark_Tier_2><Fund_Manager_Name>FM 1  -Mr. Amar Kalkundrikar   , FM 2 - Mr. Gopal Agrawal</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1 - Fund Manager of the scheme, FM 2 - Fund Manager for Overseas Investment</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 - December 08, 2025  , FM 2 - As on September 01, 2026</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.77, Direct 1.21</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>NIL</Exit_Load_if_applicable><Custodian>Citibank N.A</Custodian><Auditor>S.R. Batliboi &amp;amp; Co. LLP – Chartered Accountants</Auditor><Registrar>Computer Age Management Services Limited</Registrar><RTA_Code_To_be_phased_out>HDFCTS</RTA_Code_To_be_phased_out><Listing_Details>Not applicable</Listing_Details><ISINs>HDFC ELSS - Tax Saver Fund - DIRECT PLAN - IDCW REINVESTMENT OPTION- INF179K01YR6HDFC ELSS - Tax Saver Fund - DIRECT PLAN - IDCW PAYOUT OPTION - INF179K01YQ8 HDFC ELSS - Tax Saver Fund - DIRECT PLAN - GROWTH OPTION -INF179K01YS4 HDFC ELSS - Tax Saver Fund- IDCW PAYOUT OPTION  - INF179K01AZ9 HDFC ELSS - Tax Saver Fund -  IDCW REINVESTMENT OPTION -INF179K01BA0 HDFC ELSS - Tax Saver Fund - GROWTH OPTION - INF179K01BB8</ISINs><AMFI_Codes_To_be_phased_out>101980 HDFC ELSS - Tax Saver Fund - IDCW Plan119059 HDFC ELSS - Tax Saver Fund - IDCW Option - Direct Plan101979 HDFC ELSS - Tax Saver Fund - Growth Plan119060 HDFC ELSS - Tax Saver Fund - Growth Option - Direct Plan</AMFI_Codes_To_be_phased_out><SEBI_Codes>HDFC/O/E/ELS/95/12/0003</SEBI_Codes><Minimum_Application_Amount>Rs.500</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Rs.500</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Rs.500</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.500 and and multiples of Rs.1 thereafter</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>No minimum redemption criterion for Unit based redemption</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>There is no minimum balance amount requirement.</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>There is no minimum balance amount in units requirement.</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Switch - in: Rs.500 in multiples of Rs.500 thereafter. 
Switch-out :Rs. 500 and multiples of Rs. 1/- thereafter</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Any amount</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>N.A</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Switch in: Not Applicable
Switch out: Not applicable.</Max_Switch_Amount><Max_Switch_Units_if_applicable>Switch in: Not Applicable. Switch out: Not applicable.</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Not applicable</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Not Applicable.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>For Systematic Investmet Plan (SIP) Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly  For  Systematic Withdrawal Advantage Plan (SWAP) Fixed SWAP - Monthly, Quarterly, Half Yearly, Yearly Variable SWAP - Quarterly, Half Yearly, Yearly   For Sytematic Transfer Plan (STP) Fixed Systematic Transfer Plan (FSTP) - Daily, Weekly, Monthly, Quarterly  Capital Appreciation Systematic Transfer Plan (CASTP) - Monthly, Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>For SIP  DSIP, WSIP, MSIP - Rs. 500  QSIP - Rs. 1500  HSIP - Rs. 500 YSIP - Rs. 500  For SWAP Fixed  and Variable SWAP -  Rs. 500   For STP Fixed STP (FSTP) Daily FSTP - Rs. 500  Weekly FSTP - Rs. 500  Monthly FSTP - Rs. 1000  Quarterly FSTP -Rs. 3000  Capital Appreciation STP (CASTP) Not Allowed</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>For SIP Rs 500  thereafter.  For SWAP Rs 500 thereafter;  For STP FSTP Daily, Weekly, Monthly, Quarterly FSTP - Rs. 500 thereafter  CASTP Not applicable</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP Minimum number of installments under DSIP: 2;  Minimum number of Installments under WSIP and MSIP : 6; Minimum number of installments under QSIP : 2; Minimum number of installments under HYSIP: 2  Minimum number of installments under YSIP: 1  SWAP For Fixed and Variable SWAP- 2   STP  Under Daily, Weekly, Monthly and Quarterly FSTP: -6; Under Monthly CASTP : - 6 Under Quarterly CASTP : - 2 Further, the minimum balance in the Unit holders account or the minimum amount of application at the time of enrolment for STP in the Transferor Scheme should be Rs. 12,000. There will be no maximum duration for STP enrolment.</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP:
For Daily SIP- All Business Days
For Weekly SIP- Any business day between Monday to Friday, (Default date is Wednesday)
For all other frequnecies - Any date fo the month. If it happens to be a non-Business Day, SIP will be processed on the next Business Day (Default date = 10th of the month)
SWP:
For Fixed and Variable SWP- Any date. Default Date: 25th
STP
For Daily FSTP- All Business days
For Weekly FSTP-Monday,Tuesday,Wednesday,Thursday,Friday (Default Day)
For Monthly FSTP and CASTP - 1,5,10#,15,20,25 
For Quarterly FSTP and CASTP - 1,5,10#,15,20,25 
#Default Date


</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>