﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>LIC MF Conservative Hybrid Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan-Monthly IDCW Payout|Regular Plan-Monthly IDCW Reinv|Regular Plan-Quarterly IDCW Payout|Regular Plan-Quarterly IDCW Reinv|Regular Plan-Yearly IDCW Payout|Regular Plan-Yearly IDCW Reinv|Regular Plan-Yearly Growth|Direct Plan-Monthly IDCW Payout|Direct Plan-Monthly IDCW Reinv|Direct Plan-Quarterly IDCW Payout|Direct Plan-Quarterly IDCW Reinv|Direct Plan-Yearly IDCW Payout|Direct Plan-Yearly IDCW Reinv|Direct Plan-Growth</Option_Names_Regular__Direct><Fund_Type>An open ended hybrid scheme investing predominantly in debt instruments.</Fund_Type><Riskometer_At_the_time_of_Launch>Moderately High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderately High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Conservative Hybrid Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. There is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Debt/Money Market :75-90%, Equity and Equity related instruments*:10-25%, Units issued by Infrastructure Investment Trusts (InvITs)*, Exchange Traded Commodity Derivatives(ETCDs), and mutual fund units including Gold ETFs, Silver ETFs.:0-10%. Please refer the Scheme Information Document for complete details.</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>Not Available</NFO_Open_Date><NFO_Close_date>Not Available</NFO_Close_date><Allotment_Date>01-Jun-1998</Allotment_Date><Reopen_Date>Not Available</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>Crisil Hybrid 85 + 15 - Conservative Index</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>FM -1-Mr. Pratik Harish Shroff, FM -2-Mr. Siddharth Panjwani</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM -1-Fund Manager - Debt, FM -2-Fund Manager - Equity</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1- Managing since 26 September 2023, FM 2- Managing since 1st July 2026.</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.14, Direct 1.18</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 90 days from the date of allotment of units. 1% on remaining units if redeemed or switched out on or before completion of 90 days from the date of allotment of units Nil, if redeemed or switched out after completion of 90 days from the date of allotment of units.</Exit_Load_if_applicable><Custodian>Standard Chartered Bank</Custodian><Auditor>M/s. Deloite Haskins &amp;amp; Co LLP</Auditor><Registrar>KFin Technologies Ltd</Registrar><RTA_Code_To_be_phased_out>Regular Plan-Monthly IDCW Payout (MIMDD) |Regular Plan-Monthly IDCW Reinv (MIMDR) |Regular Plan-Quarterly IDCW Payout (MIQDD) |Regular Plan-Quarterly IDCW Reinv (MIQDR) |Regular Plan-Yearly IDCW Payout (MIYDD) |Regular Plan-Yearly IDCW Reinv (MIYDR) |Regular Plan-Yearly Growth (MIGPG) |Direct Plan-Monthly IDCW Payout (MIM1D) |Direct Plan-Monthly IDCW Reinv (MIM1R) |Direct Plan-Quarterly IDCW Payout (MIQ1D) |Direct Plan-Quarterly IDCW Reinv (MIQ1R) |Direct Plan-Yearly IDCW Payout (MIY1D) |Direct Plan-Yearly IDCW Reinv (MIY1R) |Direct Plan-Growth (MIG1G)</RTA_Code_To_be_phased_out><Listing_Details>NA</Listing_Details><ISINs>Regular Plan-Monthly IDCW Payout (INF767K01816) |Regular Plan-Monthly IDCW Reinv (INF767K01824) |Regular Plan-Quarterly IDCW Payout (INF767K01832) |Regular Plan-Quarterly IDCW Reinv (INF767K01840) |Regular Plan-Yearly IDCW Payout (INF767K01857) |Regular Plan-Yearly IDCW Reinv (INF767K01865) |Regular Plan-Yearly Growth (INF767K01808) |Direct Plan-Monthly IDCW Payout (INF767K01EP4) |Direct Plan-Monthly IDCW Reinv (INF767K01ES8) |Direct Plan-Quarterly IDCW Payout (INF767K01EQ2) |Direct Plan-Quarterly IDCW Reinv (INF767K01ET6) |Direct Plan-Yearly IDCW Payout (INF767K01ER0) |Direct Plan-Yearly IDCW Reinv (INF767K01EU4) |Direct Plan-Growth (INF767K01EO7)</ISINs><AMFI_Codes_To_be_phased_out>Regular Plan-Monthly IDCW Payout (101866) |Regular Plan-Monthly IDCW Reinv (101866) |Regular Plan-Quarterly IDCW Payout (101867) |Regular Plan-Quarterly IDCW Reinv (101867) |Regular Plan-Yearly IDCW Payout (101868) |Regular Plan-Yearly IDCW Reinv (101868) |Regular Plan-Yearly Growth (101869) |Direct Plan-Monthly IDCW Payout (120277) |Direct Plan-Monthly IDCW Reinv (120277) |Direct Plan-Quarterly IDCW Payout (120274) |Direct Plan-Quarterly IDCW Reinv (120274) |Direct Plan-Yearly IDCW Payout (120275) |Direct Plan-Yearly IDCW Reinv (120275) |Direct Plan-Growth (120276)</AMFI_Codes_To_be_phased_out><SEBI_Codes>LICM/O/H/CHF/98/04/0005</SEBI_Codes><Minimum_Application_Amount>5000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>1</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>500</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>0.001</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>No Limit</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>As per Target Scheme</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>0.001</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>1</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>No Limit</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>No Limit</Max_Switch_Amount><Max_Switch_Units_if_applicable>No Limit</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>No</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details - Daily, Weekly, Monthly, Quarterly    | SWP Details - Monthly, Quarterly ,Half Yearly,Yearly   | STP Details - Daily, Weekly, Monthly, Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP Details - 100,150,200, 1000    | SWP Details - 500,500,500,500    | STP Details - 100, 500, 500, 500</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP Details - 1   | SWP Details - 1    | STP Details - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>&amp;quot;SIP Details - 60,40,30,6    | SWP Details - 6,4,4,4   | STP   : 60,12,12,12&amp;quot;</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP  : Daily - All business day, Weekly – Between Monday to Friday, Monthly - Any date between 1st to 28th, Quarterly - Any date between 1st to 28th| SWP Details - Monthly, Quarterly ,Half Yearly &amp;amp; Yearly - Any date between 1st to 28th | STP    :   Daily - All business day, Weekly - Monday to Friday* (*Default will be Friday), Monthly &amp;amp; Quarterly - Any date between 1st to 28th (*Default date/day-10th of the month)</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>SIP Details - No Limit    | SWP Details - No Limit    | STP Details - No Limit</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>