﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bank of India Balanced Advantage Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan and Direct Plan. Each of the Plan shall offer the following Option:

•Growth Option
• IDCW Option (Reinvestment of IDCW &amp;amp; payout of IDCW facility)</Option_Names_Regular__Direct><Fund_Type>An open ended dynamic asset allocation Fund investing in debt and equity instruments only</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Dynamic Asset Allocation Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>Bank of India Balanced Advantage Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equity and Equity Related Instruments - 00% to 100% Debt and Money Market instruments - 00% to 100%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>21 Feb 2014</NFO_Open_Date><NFO_Close_date>07 Mar 2014</NFO_Close_date><Allotment_Date>14-Mar-2014 (Regular Plan) and for  Direct Plan - 14-Mar-2014</Allotment_Date><Reopen_Date>24 Mar 2014</Reopen_Date><Maturity_Date_For_closedend_funds>Not applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>Nifty 50 Hybrid Composite Debt 50: 50 Index TRI</Benchmark_Tier_1><Benchmark_Tier_2>-</Benchmark_Tier_2><Fund_Manager_Name>Mr.Alok Singh</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Primary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry.</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>01 Dec 2021</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.67, Direct 1.39</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank AG</Custodian><Auditor>Chokshi &amp;amp; Chokshi LLP (Statutory Auditors)</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>116</RTA_Code_To_be_phased_out><Listing_Details>Not applicable</Listing_Details><ISINs>INF761K01BM0 Bank of India Balanced Advantage Fund Direct Plan - IDCW Payout INF761K01BN8 Bank of India Balanced Advantage Fund Direct Plan - IDCW Reinvestment INF761K01BO6 Bank of India Balanced Advantage Fund Direct Plan - Growth  INF761K01BP3 Bank of India Balanced Advantage Fund Regular - IDCW Payout INF761K01BQ1 Bank of India Balanced Advantage Fund Regular - IDCW Reinvestment INF761K01BR9 Bank of India Balanced Advantage Fund Regular Plan - Growth</ISINs><AMFI_Codes_To_be_phased_out>EDDD -127852
EDDG -127850
EDRD -127851
EDRG - 127849</AMFI_Codes_To_be_phased_out><SEBI_Codes>BOIA/O/H/BAF/14/01/0008</SEBI_Codes><Minimum_Application_Amount>5000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>1</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>0.001</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Currently, there is no minimum balance requirement</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Currently, there is no minimum balance requirement</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>There is no limit on the maximum amount to be raised under the Scheme.</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>5000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>-</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>1</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>No Limit</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not applicable.</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>-</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Enabling provision in SID. However, no segregated portfolio is created.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Weekly &amp;amp; Monthly, SWP - Monthly &amp;amp; Quarterly, STP - Daily, Weekly &amp;amp; Monthly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - 250, SWP - 1000 &amp;amp; STP - 1000</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - 1, SWP - 1 &amp;amp; STP - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Weekly 12 &amp;amp; Monthly 6, SWP - Monthly 6 &amp;amp; Quarterly 4, STP - Daily 30, Weekly 12 &amp;amp; Monthly 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Weekly (Monday to Friday) &amp;amp; Monthly (any day - 1 to 28), SWP - Monthly (01,07,10,15,20,25) &amp;amp; Quarterly (01,07,10,15,20,25), STP - Daily (any day - 1 to 28), Weekly (Monday to Friday) &amp;amp; Monthly (01,07,10,15,20,25) If such a day is a Holiday/Non-Business day, then the next Business Day</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>-</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>