﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bandhan Banking and PSU Debt Fund</Fund_Name><Option_Names_Regular__Direct>Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Daily IDCW Reinvestment Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Monthly IDCW Payout  Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Fortnightly IDCW Payout Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Daily IDCW Reinvestment Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Quarterly IDCW Payout Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Fortnightly IDCW Payout  Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Growth Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Quarterly IDCW Payout  Bandhan Banking and PSU Debt Fund  - REGULAR PLAN -  IDCW Payout  Bandhan Banking and PSU Debt Fund  - REGULAR PLAN - Annual IDCW Payout  Bandhan Banking and PSU Debt Fund  - DIRECT PLAN - Annual IDCW Payout Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Growth  Bandhan Banking and PSU Debt Fund - DIRECT PLAN -  IDCW Payout  Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Monthly IDCW Payout  Bandhan Banking and PSU Debt Fund - REGULAR PLAN -  IDCW Reinvestment  Bandhan Banking and PSU Debt Fund - DIRECT PLAN -  IDCW Reinvestment</Option_Names_Regular__Direct><Fund_Type>An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.</Fund_Type><Riskometer_At_the_time_of_Launch>Low to Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Low to Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Banking and PSU</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>A-III</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as
Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions(PFIs)</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Debt Securities (including securitised debt) &amp;amp; Money Market Instruments issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds - 80%-100%,  Government Securities (including State Development Loans, Treasury Bills / Cash Management Bills), Debt Securities (including securitised debt) &amp;amp; Money Market Instruments issued by other entities and Units issued by InvITs, within which - 0%-20%,  Units issued by InvITs - 0%-10%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>26-Feb-2013</NFO_Open_Date><NFO_Close_date>06-Mar-2013</NFO_Close_date><Allotment_Date>13-Mar-2013</Allotment_Date><Reopen_Date>14-Mar-2013</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>Nifty Banking &amp;amp; PSU Debt Index A-II</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>FM 1 - Mr. Gautam Kaul, FM 2 - Mr. Suyash Choudhary</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1 - Comanage, FM 2 - Comanage</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 -01-Dec-2021 , FM 2 - 28-Jul-2021</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 0.68, Direct 0.39</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank AG, Mumbai (DB)</Custodian><Auditor>S.R.Batliboi &amp;amp; Co. LLP</Auditor><Registrar>Computer Age Management Services Pvt. Ltd.(CAMS)</Registrar><RTA_Code_To_be_phased_out>Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Daily IDCW Reinvestment - D289 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Monthly IDCW Payout - D283 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Fortnightly IDCW Payout - 282 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Daily IDCW Reinvestment - 289 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Quarterly IDCW Payout - 284 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Fortnightly IDCW Payout - D282 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Growth - D280 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Quarterly IDCW Payout - D284 Bandhan Banking and PSU Debt Fund - REGULAR PLAN -  IDCW Payout - 281 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Annual IDCW Payout - 285 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Annual IDCW Payout - D285 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Growth - 280 Bandhan Banking and PSU Debt Fund - DIRECT PLAN -  IDCW Payout - D281 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Monthly IDCW Payout - 283 Bandhan Banking and PSU Debt Fund - REGULAR PLAN -  IDCW Reinvestment - 281R Bandhan Banking and PSU Debt Fund - DIRECT PLAN -  IDCW Reinvestment - D281R</RTA_Code_To_be_phased_out><Listing_Details>N</Listing_Details><ISINs>Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Daily IDCW Reinvestment - INF194KA1JD3 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Monthly IDCW Payout - INF194K011N3 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Fortnightly IDCW Payout - INF194K016M4 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Daily IDCW Reinvestment - INF194KA1JC5 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Quarterly IDCW Payout - INF194K014M9 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Fortnightly IDCW Payout - INF194K010N5 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Growth - INF194K015G8 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Quarterly IDCW Payout - INF194K018M0 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - IDCW Payout - INF194K01SO4 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Annual IDCW Payout - INF194K015M6 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - Annual IDCW Payout - INF194K019M8 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Growth - INF194K01SN6 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - IDCW Payout - INF194K016G6 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - Monthly IDCW Payout - INF194K017M2 Bandhan Banking and PSU Debt Fund - REGULAR PLAN - IDCW Reinvestment - INF194K012D2 Bandhan Banking and PSU Debt Fund - DIRECT PLAN - IDCW Reinvestment - INF194K017G4</ISINs><AMFI_Codes_To_be_phased_out>Bandhan Banking and PSU Debt Fund - Regular Growth- 121280 Bandhan Banking and PSU Debt Fund - Regular Daily IDCW- 127470 Bandhan Banking and PSU Debt Fund - Regular IDCW- 121282 Bandhan Banking and PSU Debt Fund - Regular Fortnightly IDCW- 121931 Bandhan Banking and PSU Debt Fund - Regular Monthly IDCW- 121932 Bandhan Banking and PSU Debt Fund - Regular Quarterly IDCW- 121937 Bandhan Banking and PSU Debt Fund - Regular Annual IDCW- 121933 Bandhan Banking and PSU Debt Fund - Direct Growth- 121279 Bandhan Banking and PSU Debt Fund - Direct Daily IDCW- 127471 Bandhan Banking and PSU Debt Fund - Direct IDCW- 121281Bandhan Banking and PSU Debt Fund - Direct Fortnightly IDCW- 121934 Bandhan Banking and PSU Debt Fund - Direct Monthly IDCW- 121935 Bandhan Banking and PSU Debt Fund - Direct Quarterly IDCW- 121938 Bandhan Banking and PSU Debt Fund - Direct Annual IDCW- 121936</AMFI_Codes_To_be_phased_out><SEBI_Codes>BNDN/O/D/BPF/12/10/0025</SEBI_Codes><Minimum_Application_Amount>Rs.1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>any amount</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>any amount</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>any amount</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable /><Minimum_Balance_Amount_in_Units_if_applicable /><Max_Investment_Amount /><Minimum_Switch_Amount_if_applicable>Rs.1000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units /><Switch_Multiple_Amount_if_applicable>any amount</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable /><Max_Switch_Amount /><Max_Switch_Units_if_applicable /><Swing_Pricing_if_applicable /><Sidepocketing_if_applicable /><SIP_SWP__STP_Details_Frequency>SIP Details: MONTHLY, Quarterly, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly &amp;amp; Annualy</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP  Details: Rs.100 , STP Details: Rs.500 , SWP Details: Rs.200</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP  Details:  any amount , STP Details: any amount , SWP Details: Re.1.00</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP  Details: 6 , STP Details: 6  , SWP Details: 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details: Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment, STP Details: Any date , SWP Details: Any date</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any /></SchemeSummary></SchemeSummaryDocument>