﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bandhan Equity Savings Fund</Fund_Name><Option_Names_Regular__Direct>BANDHAN Equity Savings Fund REGULAR PLAN - Monthly IDCW Reinvestment BANDHAN Equity Savings Fund REGULAR PLAN - Monthly IDCW Payout BANDHAN Equity Savings Fund REGULAR PLAN - Annual IDCW Payout BANDHAN Equity Savings Fund REGULAR PLAN - Quarterly IDCW Payout BANDHAN Equity Savings Fund DIRECT PLAN - Monthly IDCW Payout BANDHAN Equity Savings Fund DIRECT PLAN - Growth BANDHAN Equity Savings Fund REGULAR PLAN - Annual  IDCW Reinvestment BANDHAN Equity Savings Fund DIRECT PLAN - Quarterly IDCW Payout BANDHAN Equity Savings Fund REGULAR PLAN - Growth BANDHAN Equity Savings Fund DIRECT PLAN - Annual IDCW Payout</Option_Names_Regular__Direct><Fund_Type>An open ended scheme investing in equity, arbitrage and debt</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Equity Savings</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date /><Description_Objective_of_the_scheme>The Scheme seek to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equities &amp;amp; Equity related instruments (including derivatives), 65% - 80%, within which-  Net Equity Arbitrage Exposure - 20%-60%, Net Long Equity Exposure (un-hedged) - 10% - 45%,  Debt &amp;amp; Money Market instruments (including Government securities, Securitised debt, Margin money/FD) and Units issued by InvITs, - 20% - 35%, within which  Units issued by InvITs - 0%-10%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>05-May-2008</NFO_Open_Date><NFO_Close_date>16-May-2008</NFO_Close_date><Allotment_Date>09-Jun-2008</Allotment_Date><Reopen_Date>14-Jun-2008</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>CRISIL Equity Savings Index</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>FM 1 -  Mr. Kapil Kankonkar, FM 2 - Mr. Viraj  Kulkarni, FM 3 - Mr. Harshal Joshi, FM 4 -  Ms. Ritika Behera, FM 5 -  Mr. Gaurav Satra, FM 6 - Mr. Brijesh  Shah</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Comanage - Equity Portion: Mr. Kapil Kankonkar and Mr. Viraj  Kulkarni ; Comanage - Debt Portion - Mr. Harshal Joshi; Comanage - Foreign/overseas investment: Ms. Ritika Behera (Equity Portion), Mr. Gaurav Satra (Equity Portion) and Mr. Brijesh  Shah (Debt Portion)</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Kapil Kankonkar (16-Jun-2025), Mr. Viraj Kulkarni (01-07-2022) &amp;amp; Mr. Harshal Joshi (20-Oct-2016), Ms. Ritika Behera (Since 2021), Mr. Gaurav Satra (Equity Portion) (Since 2021) and Mr. Brijesh  Shah (Debt Portion) (Since 2021)</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.54, Direct 0.63</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Entry Load: Nil Exit Load: If redeemed/switched out within 7 days
from the date of allotment: - For 10% of investment: Nil . For remaining investment: 0.25% of applicable NAV. If redeemed/switched out after 7 days from the date of allotment: Nil.</Exit_Load_if_applicable><Custodian>Deutsche Bank AG, Mumbai (DB)</Custodian><Auditor>S.R.Batliboi &amp;amp; Co. LLP</Auditor><Registrar>Computer Age Management Services Pvt. Ltd.(CAMS)</Registrar><RTA_Code_To_be_phased_out>BANDHAN Equity Savings Fund - REGULAR PLAN - Monthly IDCW Reinvestment - 218R BANDHAN Equity Savings Fund - REGULAR PLAN - Monthly IDCW Payout - 218 BANDHAN Equity Savings Fund - REGULAR PLAN - Annual IDCW Payout - 302 BANDHAN Equity Savings Fund - REGULAR PLAN - Quarterly IDCW Payout - 324 BANDHAN Equity Savings Fund - DIRECT PLAN - Monthly IDCW Payout - D218 BANDHAN Equity Savings Fund - DIRECT PLAN - Growth - D217 BANDHAN Equity Savings Fund - REGULAR PLAN - Annual  IDCW Reinvestment - 302R BANDHAN Equity Savings Fund - DIRECT PLAN - Quarterly IDCW Payout - D324 BANDHAN Equity Savings Fund - REGULAR PLAN - Growth - 217 BANDHAN Equity Savings Fund - DIRECT PLAN - Annual IDCW Payout - D302</RTA_Code_To_be_phased_out><Listing_Details>N</Listing_Details><ISINs>BANDHAN Equity Savings Fund - REGULAR PLAN - Monthly IDCW Reinvestment - INF194K01607 BANDHAN Equity Savings Fund - REGULAR PLAN - Monthly IDCW Payout - INF194K01599 BANDHAN Equity Savings Fund - REGULAR PLAN - Annual IDCW Payout - INF194KA1XX2 BANDHAN Equity Savings Fund - REGULAR PLAN - Quarterly IDCW Payout - INF194KB1983 BANDHAN Equity Savings Fund - DIRECT PLAN - Monthly IDCW Payout - INF194K01Z10 BANDHAN Equity Savings Fund - DIRECT PLAN - Growth - INF194K01Z02 BANDHAN Equity Savings Fund - REGULAR PLAN - Annual  IDCW Reinvestment - INF194KA1XY0 BANDHAN Equity Savings Fund - DIRECT PLAN - Quarterly IDCW Payout - INF194KB1AA7 BANDHAN Equity Savings Fund - REGULAR PLAN - Growth - INF194K01581 BANDHAN Equity Savings Fund - DIRECT PLAN - Annual IDCW Payout - INF194KA1YA8</ISINs><AMFI_Codes_To_be_phased_out>BANDHAN Equity Savings Fund - Direct - Annual IDCW 133681 BANDHAN Equity Savings Fund - Direct - Growth 118477 BANDHAN Equity Savings Fund - Direct - Monthly IDCW 118476 BANDHAN Equity Savings Fund - Direct - Quarterly IDCW 143258 BANDHAN Equity Savings Fund - Regular - Annual IDCW 133682 BANDHAN Equity Savings Fund - Regular - Growth 108995 BANDHAN Equity Savings Fund - Regular - Monthly IDCW 108992 BANDHAN Equity Savings Fund - Regular - Quarterly IDCW 143259</AMFI_Codes_To_be_phased_out><SEBI_Codes>BNDN/O/H/ESF/08/03/0017</SEBI_Codes><Minimum_Application_Amount>Rs.1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Any amount thereafter</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Any amount thereafter</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Any amount thereafter</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable /><Minimum_Balance_Amount_in_Units_if_applicable /><Max_Investment_Amount /><Minimum_Switch_Amount_if_applicable>Rs.1000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units /><Switch_Multiple_Amount_if_applicable>Any amount thereafter</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable /><Max_Switch_Amount /><Max_Switch_Units_if_applicable /><Swing_Pricing_if_applicable /><Sidepocketing_if_applicable>Yes.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details: MONTHLY, Quarterly,SWP For SWP - Monthly/ Quaterly/ Half yearly/ Annualy/ March Payout as per the SWP plan chosen by the investorSTPFor STP -Daily/ Weekly (datewise, Daywise)/ Fortnightly/ Monthly/ Quarterly as per the STP plan chosen by the investor</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Rs.100 SWP - Rs.200 STP -  Rs.500/- and any amount thereafter (for Fixed amount / Fixed Percentage option)</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP : Re.1 SWP: Re.1 STP: Re.1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP: 6 SWP: 6 STP: 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details: Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment,SWP: Any dateSTP: Any date</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any /></SchemeSummary></SchemeSummaryDocument>