﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bandhan Ultra Short to Short Term Fund</Fund_Name><Option_Names_Regular__Direct>Bandhan Ultra Short to Short Term Fund - REGULAR PLAN -  IDCW Payout  Bandhan Ultra Short to Short Term Fund - DIRECT PLAN -  IDCW Reinvestment Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Growth Bandhan Ultra Short to Short Term Fund - DIRECT PLAN -  IDCW Payout  Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Monthly IDCW Payout  Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Monthly IDCW Reinvestment  Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Monthly IDCW Payout  Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Weekly IDCW Reinvestment  Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Growth  Bandhan Ultra Short to Short Term Fund - REGULAR PLAN -  IDCW Reinvestment  Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Daily IDCW Reinvestment  Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Quarterly IDCW Payout  Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Monthly IDCW Reinvestment Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Weekly IDCW Reinvestment Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Quarterly IDCW Payout  Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Daily IDCW Reinvestment</Option_Names_Regular__Direct><Fund_Type>An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months. A Scheme with Relatively Low Interest Rate Risk and Relatively Low Credit Risk</Fund_Type><Riskometer_At_the_time_of_Launch>Low to Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Low to Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Low Duration</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>A-I</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy
from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months
and 12 months.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Debt Securities (including G-Sec and securitised debt) and Money Market Instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months - 0% – 100%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>12-Jan-2006</NFO_Open_Date><NFO_Close_date /><Allotment_Date>17-Jan-2006</Allotment_Date><Reopen_Date /><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>NIFTY Low Duration Debt Index  A-I</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>FM 1 - Mr. Harshal Joshi</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1 - Primary</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 - 28/07/2021</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 0.69, Direct 0.38</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank AG, Mumbai (DB)</Custodian><Auditor>S.R.Batliboi &amp;amp; Co. LLP</Auditor><Registrar>Computer Age Management Services Pvt. Ltd.(CAMS)</Registrar><RTA_Code_To_be_phased_out>Bandhan Ultra Short to Short Term Fund - REGULAR PLAN -  IDCW Payout - 273 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN -  IDCW Reinvestment - D273R Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Growth - 65 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN -  IDCW Payout - D273 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Monthly IDCW Payout - D68 Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Monthly IDCW Reinvestment - 68R Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Monthly IDCW Payout - 68 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Weekly IDCW Reinvestment - D67 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Growth - D65 Bandhan Ultra Short to Short Term Fund - REGULAR PLAN -  IDCW Reinvestment - 273R Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Daily IDCW Reinvestment - 66 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Quarterly IDCW Payout - D274 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Monthly IDCW Reinvestment - D68R Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Weekly IDCW Reinvestment - 67 Bandhan Ultra Short to Short Term Fund - REGULAR PLAN - Quarterly IDCW Payout - 274 Bandhan Ultra Short to Short Term Fund - DIRECT PLAN - Daily IDCW Reinvestment - D66</RTA_Code_To_be_phased_out><Listing_Details>N</Listing_Details><ISINs>DFC Low Duration Fund - REGULAR PLAN -  IDCW Payout - INF194K01I29 IDFC Low Duration Fund - DIRECT PLAN -  IDCW Reinvestment - INF194K01K90 IDFC Low Duration Fund - REGULAR PLAN - Growth - INF194K01FU8 IDFC Low Duration Fund - DIRECT PLAN -  IDCW Payout - INF194K01K82 IDFC Low Duration Fund - DIRECT PLAN - Monthly IDCW Payout - INF194K01K17 IDFC Low Duration Fund - REGULAR PLAN - Monthly IDCW Reinvestment - INF194K01FY0 IDFC Low Duration Fund - REGULAR PLAN - Monthly IDCW Payout - INF194K01FZ7 IDFC Low Duration Fund - DIRECT PLAN - Weekly IDCW Reinvestment - INF194K01K33 IDFC Low Duration Fund - DIRECT PLAN - Growth - INF194K01J77 IDFC Low Duration Fund - REGULAR PLAN -  IDCW Reinvestment - INF194K01I37 IDFC Low Duration Fund - REGULAR PLAN - Daily IDCW Reinvestment - INF194K01FV6 IDFC Low Duration Fund - DIRECT PLAN - Quarterly IDCW Payout - INF194K01K58 IDFC Low Duration Fund - DIRECT PLAN - Monthly IDCW Reinvestment - INF194K01K09 IDFC Low Duration Fund - REGULAR PLAN - Weekly IDCW Reinvestment - INF194K01GB6 IDFC Low Duration Fund - REGULAR PLAN - Quarterly IDCW Payout - INF194K01UR3 IDFC Low Duration Fund - DIRECT PLAN - Daily IDCW Reinvestment - INF194K01J85&amp;quot;</ISINs><AMFI_Codes_To_be_phased_out>Bandhan Ultra Short to Short Term Fund - Direct - Daily IDCW-118368 Bandhan Ultra Short to Short Term Fund - Direct - Growth-118371 Bandhan Ultra Short to Short Term Fund - Direct - IDCW-118370 Bandhan Ultra Short to Short Term Fund - Direct - Monthly IDCW-118372 Bandhan Ultra Short to Short Term Fund - Direct - Qtly IDCW-118369 Bandhan Ultra Short to Short Term Fund - Direct - Weekly IDCW-118373 Bandhan Ultra Short to Short Term Fund - Regular - Daily IDCW-108633 Bandhan Ultra Short to Short Term Fund - Regular - Growth-108632 Bandhan Ultra Short to Short Term Fund - Regular - IDCW-116020 Bandhan Ultra Short to Short Term Fund - Regular - Monthly IDCW-108635 Bandhan Ultra Short to Short Term Fund - Regular - Quarterly IDCW-116413 Bandhan Ultra Short to Short Term Fund - Regular - Weekly IDCW-108634</AMFI_Codes_To_be_phased_out><SEBI_Codes>BNDN/O/D/LOW/05/07/0012</SEBI_Codes><Minimum_Application_Amount>Rs.100  </Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>any amount</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.100  </Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>any amount</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.500 </Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>any amount</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable /><Minimum_Balance_Amount_in_Units_if_applicable /><Max_Investment_Amount /><Minimum_Switch_Amount_if_applicable>Rs.100 </Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units /><Switch_Multiple_Amount_if_applicable>any amount</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable /><Max_Switch_Amount /><Max_Switch_Units_if_applicable /><Swing_Pricing_if_applicable>No</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details: MONTHLY, Quarterly, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly &amp;amp; Annualy</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP  Details: Rs.100 , STP Details Rs.100 , SWP Details Rs.200</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP  Details: Re.1.00 , STP Details: any amount , SWP Details: Re.1.00</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP  Details: 6 , STP Details: 6  , SWP Details 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details: Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment, STP Details: Any date , SWP Details: Any date</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any /></SchemeSummary></SchemeSummaryDocument>