﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>UTI Medium to Long Term Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan-Half-yearly Reinvestment of IDCW, Regular Plan-Half-yearly Payout of IDCW, Regular Plan-Growth, Regular Plan-Flexi Reinvestment of IDCW, Regular Plan-Flexi Payout of IDCW, Regular Plan-Quarterly Reinvestment of IDCW, Regular Plan-Quarterly Payout of IDCW, Direct Plan-Flexi Reinvestment of IDCW, Direct Plan-Flexi Payout of IDCW, Direct Plan-Half-yearly Reinvestment of IDCW, Direct Plan-Half-yearly Payout of IDCW, Direct Plan-Annual Reinvestment of IDCW, Direct Plan-Annual Payout of IDCW, Direct Plan-Growth, Direct Plan-Quarterly Reinvestment of IDCW, Direct Plan-Quarterly Payout of IDCW, Regular Plan-Annual Reinvestment of IDCW, Regular Plan-Annual Payout of IDCW,</Option_Names_Regular__Direct><Fund_Type>An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. A Relatively High interest rate risk and Relatively Moderate Credit Risk (B-III)</Fund_Type><Riskometer_At_the_time_of_Launch>Moderately High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderate High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Debt - Medium to Long Duration Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Relatively High interest rate risk and Relatively Moderate Credit Risk (B-III)</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>(1) The Portfolio Macaulay duration would be between 4 year to 7 years: Debt Instruments (including securitised debt)*: 50- 100% Money Market Instruments (including Triparty Repos on Government Securities or treasury bill &amp;amp; Repo): 0-50% (2) The Portfolio Macaulay duration under anticipated adverse situation is 1 year to 7 years: Debt Instruments (including securitised debt)*: 50-100%  Money Market Instruments (including Triparty Repos on Government Securities or treasury bill &amp;amp; Repo): 0-50% *Debt securities will also include Securitised Debt, which may go up to 50% of the portfolio</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>03-04-1998</NFO_Open_Date><NFO_Close_date>01-05-1998</NFO_Close_date><Allotment_Date>04-May-1998</Allotment_Date><Reopen_Date>Not Available</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Medium to Long Duration  Debt A-III Index</Benchmark_Tier_1><Benchmark_Tier_2>Not Applicable</Benchmark_Tier_2><Fund_Manager_Name>Mr. Amit Sharma FM1,Not Applicable FM 2,Not Applicable FM 3</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Primary FM 1,Not Applicable FM 2,Not Applicable FM 3</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>03/11/2025 FM 1,Not Applicable FM 2,Not Applicable FM 3</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.64, Direct 1.32</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>NIl</Exit_Load_if_applicable><Custodian>Stock Holding Corporation of India , Axis Bank Ltd.</Custodian><Auditor>S. R. Batliboi &amp;amp; Co. LLP.</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>BNHDR-Regular Plan-Half-yearly Reinvestment of IDCW, BNHDD-Regular Plan-Half-yearly Payout of IDCW, BNGPG-Regular Plan-Growth, BNFDR-Regular Plan-Flexi Reinvestment of IDCW, BNFDD-Regular Plan-Flexi Payout of IDCW, BNDPR-Regular Plan-Quarterly Reinvestment of IDCW, BNDPD-Regular Plan-Quarterly Payout of IDCW, BND5R-Direct Plan-Flexi Reinvestment of IDCW, BND5D-Direct Plan-Flexi Payout of IDCW, BND4R-Direct Plan-Half-yearly Reinvestment of IDCW, BND4D-Direct Plan-Half-yearly Payout of IDCW, BND3R-Direct Plan-Annual Reinvestment of IDCW, BND3D-Direct Plan-Annual Payout of IDCW, BND2G-Direct Plan-Growth, BND1R-Direct Plan-Quarterly Reinvestment of IDCW, BND1D-Direct Plan-Quarterly Payout of IDCW, BNADR-Regular Plan-Annual Reinvestment of IDCW, BNADD-Regular Plan-Annual Payout of IDCW,</RTA_Code_To_be_phased_out><Listing_Details>Not Listed</Listing_Details><ISINs>Regular Plan-Half-yearly Reinvestment of IDCW-INF789FA1T15, Regular Plan-Half-yearly Payout of IDCW-INF789FA1T07, Regular Plan-Growth-INF789F01406, Regular Plan-Flexi Reinvestment of IDCW-INF789FA1T56, Regular Plan-Flexi Payout of IDCW-INF789FA1T49, Regular Plan-Quarterly Reinvestment of IDCW-INF789F01398, Regular Plan-Quarterly Payout of IDCW-INF789F01380, Direct Plan-Flexi Reinvestment of IDCW-INF789FA1U12, Direct Plan-Flexi Payout of IDCW-INF789FA1U04, Direct Plan-Half-yearly Reinvestment of IDCW-INF789FA1T72, Direct Plan-Half-yearly Payout of IDCW-INF789FA1T64, Direct Plan-Annual Reinvestment of IDCW-INF789FA1T98, Direct Plan-Annual Payout of IDCW-INF789FA1T80, Direct Plan-Growth-INF789F01SQ6, Direct Plan-Quarterly Reinvestment of IDCW-INF789F01SP8, Direct Plan-Quarterly Payout of IDCW-INF789F01SO1, Regular Plan-Annual Reinvestment of IDCW-INF789FA1T31, Regular Plan-Annual Payout of IDCW-INF789FA1T23,</ISINs><AMFI_Codes_To_be_phased_out>133869-Regular Plan - Annual IDCW;139339-Direct Plan - Annual IDCW;133280-Direct Plan - Flexi IDCW;120689-Direct Plan - Growth Option;134998-Direct Plan - Half Yearly IDCW;120690-Direct Plan - Quarterly IDCW;133872-Regular Plan - Flexi IDCW;100741-Regular Plan - Growth Option;135581-Regular Plan - Half Yearly IDCW;100742-Regular Plan - Quarterly IDCW</AMFI_Codes_To_be_phased_out><SEBI_Codes>UTIM/O/D/MLD/98/05/0007</SEBI_Codes><Minimum_Application_Amount>Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, &amp;quot;Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:&amp;quot;</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Regular Plan-Half-yearly Reinvestment of IDCW-Rs.500, Regular Plan-Half-yearly Payout of IDCW-Rs.500, Regular Plan-Growth-Rs.500, Regular Plan-Flexi Reinvestment of IDCW-Rs.500, Regular Plan-Flexi Payout of IDCW-Rs.500, Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Flexi Reinvestment of IDCW-Rs.500, Direct Plan-Flexi Payout of IDCW-Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW-Rs.500, Direct Plan-Half-yearly Payout of IDCW-Rs.500, Direct Plan-Annual Reinvestment of IDCW-Rs.500, Direct Plan-Annual Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500, Regular Plan-Annual Reinvestment of IDCW-Rs.500, Regular Plan-Annual Payout of IDCW-Rs.500, &amp;quot;Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:&amp;quot;</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Regular Plan-Growth-Rs.500,Regular Plan-Quarterly Reinvestment of IDCW-Rs.500, Regular Plan-Quarterly Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Quarterly Reinvestment of IDCW-Rs.500, Direct Plan-Quarterly Payout of IDCW-Rs.500,Regular Plan-Half-yearly Reinvestment of IDCW- Rs.500, Regular Plan-Half-yearly Payout of IDCW- Rs.500, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.500, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.500, Direct Plan-Annual Payout of IDCW- Rs.500, Regular Plan-Annual Reinvestment of IDCW- Rs.500, Regular Plan-Annual Payout of IDCW- Rs.500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Not Applicable</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>500 for all plan/option</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Yes</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Enabled</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q) &amp;quot;Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:&amp;quot;</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000 &amp;quot;Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:&amp;quot;</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - Re. 1 SWP - Re. 1 STP - Re. 1 Flexi STP - Re. 1 &amp;quot;Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:&amp;quot;</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2 &amp;quot;Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:&amp;quot;</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>Any day &amp;quot;Note - Fresh subscriptions in Income Distribution Cum Capital Withdrawal (IDCW) option through all modes such as Lump Sum mode (including Switches) and fresh registration of Systematic Investment Plan (SIP) and/or Systematic Transfer Plan (STP) registration, special products/features in the scheme is discontinued w.e.f. September 04, 2026:&amp;quot;</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>