﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>JM ELSS - Tax Saver Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan: IDCW and Growth, Direct Plan: IDCW and Growth</Option_Names_Regular__Direct><Fund_Type>An open ended scheme with attributes in accordance with Equity Linked Saving Scheme, 2005 notified by Ministry of Finance.</Fund_Type><Riskometer_At_the_time_of_Launch>Very High Risk</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High Risk</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>ELSS – Tax Saver Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable </Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective is to generate long-term capital growth from a diversified and actively managed
portfolio of equity and equity related securities and to enable investors a deduction from total income, as
permitted under the Income Tax Act, 1961 from time to time,There can be no assurance that the investment objective of the scheme will be realized. The scheme does not guarantee/ indicate any returns. Investors are required to read all the scheme related information set out in this document carefully.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equity and Equity related instruments  -  80%-100%, Money Market Instruments / InvITs/ Gold ETFs / Silver ETFs / Other Liquid Instruments / Units of Domestic Mutual Funds^ - 0%-20% ^Any other security as may be permitted by SEBI/ RBI from time to time. Other Liquid instruments includes cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. The scheme may invest in the units of Overnight Fund, Money Market Fund &amp;amp; Liquid Fund.</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>24 Dec 2007</NFO_Open_Date><NFO_Close_date>25 Mar 2008</NFO_Close_date><Allotment_Date>31 Mar 2008</Allotment_Date><Reopen_Date>Not Applicable</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>BSE 500 TRI</Benchmark_Tier_1><Benchmark_Tier_2>Nifty 50 TRI</Benchmark_Tier_2><Fund_Manager_Name>Mr. Deepak Gupta, Mr. Satish Ramanathan, Mr. Asit Bhandarkar, Ms. Ruchi Fozdar</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Fund Manager - Mr. Deepak Gupta, Co-Fund Managers -  Mr. Satish Ramanathan, Mr. Asit Bhandarkar, Ms. Ruchi Fozdar (For Debt portion only)</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Deepak Gupta - 11/04/2025, Mr. Satish Ramanathan - 01/10/2024, Mr. Asit Bhandarkar - 28/12/2021, Ms. Ruchi Fozdar- 04/10/2024</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.68, Direct 1.34</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>HDFC Bank Ltd.</Custodian><Auditor>M/s. Chokshi &amp;amp; Chokshi LLP</Auditor><Registrar>M/s. KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>JM ELSS - Tax Saver Fund - (Regular) - IDCW Option-TGDP, JM ELSS - Tax Saver Fund - (Regular) - Growth Option-TGGP, JM ELSS - Tax Saver Fund - (Direct) - IDCW Option-TGDD, JM ELSS - Tax Saver Fund - (Direct) -  Growth Option-TGDG</RTA_Code_To_be_phased_out><Listing_Details>Not listed</Listing_Details><ISINs>JM ELSS - Tax Saver Fund - (Regular) - IDCW Option-PAYOUT - INF192K01643,JM ELSS - Tax Saver Fund - (Regular) - Growth Option-INF192K01650,JM ELSS - Tax Saver Fund - (Direct) - IDCW Option-PAYOUT - INF192K01CD5,JM ELSS - Tax Saver Fund - (Direct) -  Growth Option-INF192K01CE3</ISINs><AMFI_Codes_To_be_phased_out>JM ELSS - Tax Saver Fund (Regular) - IDCW-107287,JM ELSS - Tax Saver Fund (Regular) - Growth option-107288,JM ELSS - Tax Saver Fund (Direct) - IDCW-120493,JM ELSS - Tax Saver Fund (Direct) - Growth Option-120494</AMFI_Codes_To_be_phased_out><SEBI_Codes>JMFI/O/E/ELS/07/11/0009</SEBI_Codes><Minimum_Application_Amount>500</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>500</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>500</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Not Applicable</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Not Applicable</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Not Applicable</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>No</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>No</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly, STP - Daily, Weekly, Fortnightly, Monthly, Quarterly, SWP - Monthly, Quarterly, Half Yearly, Yearly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Daily, Weekly and Fortnightly - Rs. 500 - 6 Installments ; Monthly and  Quarterly - Rs. 1000 - 6 Installments, STP- Daily :  500 each instalment. Further in multipes of Re 1/- Weekly/Fortnightly/Monthly/ : 500 or 1000 each instalment. in multiple of Re 1/-. Quaterly : 3000 each Instalment, SWP - Fixed Amount Withdrawal (FAW) - 5 instalments for Rs. 500/- each. Further in multiples of Re. 1/-; Capital Appreciation Withdrawal (CAW) - 5 instalments for Rs. 500/- each. Further in multiples of Re. 1/-</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - 500, STP- 500,SWP-1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly - 6; STP - Daily - 60, Weekly - 12 , Fortnightly - 12 , Monthly -  12,  Quarterly - 2 , SWP- 5 Instalments</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly - Any date from 1st to 28th of a month, STP - Weekly -  Any Day during week, Fortnightly -  Any date during Fortnight, Monthly -  Any date between 1st to 31st, Quarterly - Any date during the Quarter, SWP-  1 to 28 any days</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Any Amount</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>