﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>UTI Retirement Fund</Fund_Name><Option_Names_Regular__Direct>Direct Plan-Growth, Regular Plan-Growth</Option_Names_Regular__Direct><Fund_Type>An open ended retirement solution oriented scheme having a lock in of 5 years or till retirement age (whichever is earlier)</Fund_Type><Riskometer_At_the_time_of_Launch>High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderately High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Solution Oriented - Retirement Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt &amp;amp; money market instruments and equity &amp;amp; equity related instruments.
However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Debt and Money Market instruments (including securitized debt)*: 60-100%  Equity &amp;amp; Equity related instruments (Including units of REITS): 0-40%  Units issued by  InvITs: 0-10%  * The fund may invest up to 50% of its debt portfolio in securitized debt</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>25-11-1994</NFO_Open_Date><NFO_Close_date>23-12-1994</NFO_Close_date><Allotment_Date>26-Dec-1994</Allotment_Date><Reopen_Date>Not Available</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Short Term Debt Hybrid  60+40 Index</Benchmark_Tier_1><Benchmark_Tier_2>Not Applicable</Benchmark_Tier_2><Fund_Manager_Name>Mr. Anurag Mittal FM 1,Mr. V Srivatsa FM 2,Not Applicable FM 3</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Co manage (Debt) FM 1,Co manage (Equity) FM 2,Not Applicable FM 3</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>03/11/2025 FM 1,01/11/2009 FM 2,Not Applicable FM 3</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.63, Direct 1.16</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Period of Holding *:  (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period.</Exit_Load_if_applicable><Custodian>Stock Holding Corporation of India , Axis Bank Ltd.</Custodian><Auditor>S. R. Batliboi &amp;amp; Co. LLP.</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>RPGPG-Regular Plan-Growth, RPD1G-Direct Plan-Growth,</RTA_Code_To_be_phased_out><Listing_Details>Not Listed</Listing_Details><ISINs>Direct Plan-Growth - INF789F1AA64, Regular Plan-Growth - INF789F1AA56</ISINs><AMFI_Codes_To_be_phased_out>100682-Regular Plan;120766-Direct Plan</AMFI_Codes_To_be_phased_out><SEBI_Codes>UTIM/O/S/RET/94/11/0004</SEBI_Codes><Minimum_Application_Amount>Regular Plan-Growth- Rs.500, Direct Plan-Growth- Rs.500,</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Regular Plan-Growth-Rs.500, Direct Plan-Growth-Rs.500,</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>1000</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Not Applicable</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>500</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Not Applicable</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Enabled.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q)
SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y)
STP - Daily, Weekly, Monthly,Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - D-500/W-500/M-500/Q-1500
SWP - M-500/Q-500/H-500/Y-500
STP - D-100/W-1000/M-1000/Q-3000</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - Re. 1
SWP - Re. 1
STP - Re. 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4
SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3
STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>Any day</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>