﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Groww Gilt Fund</Fund_Name><Option_Names_Regular__Direct>Direct - Growth
Direct - IDCW (Payout)
Direct - IDCW (Reinvestment)
Regular - Growth
Regular - IDCW (Payout)
Regular - IDCW (Reinvestment)</Option_Names_Regular__Direct><Fund_Type>Open Ended</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate Risk</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderate Risk</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Income / Debt Oriented Schemes</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>A-III</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The objective of the Scheme is to generate credit risk-free returns by predominantly investing in  sovereign  securities  issued  by  the  Central Government   and/or   State   Government(s)   and/or   any security  guaranteed  by  the  Government  of  India,  and/or reverse  repos  in  such  securities as  per  applicable  RBI  Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government  securities  or  treasury  bills  and/or other similar instruments as may be notified from time to time. 
However, there is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Investing in Government    of    India    Securities/    State    Government Securities, Treasury Bills and Cash Management Bills across maturity - 80% to 100% &amp;amp; in Other Debt Securities and Money Market Instruments - 0% to 20%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>23 Apr 2025</NFO_Open_Date><NFO_Close_date>07 May 2025</NFO_Close_date><Allotment_Date>09 May 2025</Allotment_Date><Reopen_Date>13 May 2025</Reopen_Date><Maturity_Date_For_closedend_funds>NA</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Dynamic Gilt Index</Benchmark_Tier_1><Benchmark_Tier_2>-</Benchmark_Tier_2><Fund_Manager_Name>Mr. Kaustubh Sule (Senior Fund Manager Fixed Income), Mr. Wilfred Gonsalves (Fund Manager &amp;amp; Dealer-Fixed Income)</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Mr. Kaustubh Sule - Primary(Senior Fund Manager Fixed Income), Mr. Wilfred Gonsalves - Comanage (Fund Manager &amp;amp; Dealer-Fixed Income)</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Kaustubh Sule - May 15, 2025, Mr. Wilfred Gonsalves - June 4, 2026</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.68, Direct 0.57</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>HDFC Bank Ltd.</Custodian><Auditor>S.R. Batliboi &amp;amp; Co. LLP</Auditor><Registrar>Kfintech Technologies Limited</Registrar><RTA_Code_To_be_phased_out>GL</RTA_Code_To_be_phased_out><Listing_Details>NA</Listing_Details><ISINs>INF666M01KK2
INF666M01KL0
INF666M01KM8
INF666M01KN6
INF666M01KO4
INF666M01KP1</ISINs><AMFI_Codes_To_be_phased_out>153477
153502
153503
153504</AMFI_Codes_To_be_phased_out><SEBI_Codes>GROW/O/D /GIL/25/03/0029</SEBI_Codes><Minimum_Application_Amount>500</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>1</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>-</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>-</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>999999999999</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>500</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>1</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>500</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>1</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>999999999999</Max_Switch_Amount><Max_Switch_Units_if_applicable>1</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>-</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>----</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily, Weekly, Monthly, Quarterly
STP - Daily, Weekly, Monthly, Quarterly
SWP - Monthly, Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - 100,100,500,500 ; STP-500,500,500,500 ; SWP : 500,1500</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>Re.1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - 180, 24, 12, 4  STP - 6,6,6,6  SWP - 12, 4</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Daily- Every Business Day/ Weekly-1st, 8th, 15th, &amp;amp; 22nd/Monthly &amp;amp; Quarterly-Any day between 1st to 28th  STP - Daily - Every Business Day/Every Friday/Monthly &amp;amp; Quarterly-2,8,15,23 , Weekly - STPs can be initiated on any day from Monday to Friday, as per investor’s choice.If no day is selected, the default day will be Friday.If the STP date falls on a holiday, the transaction will be processed on the next working day. Monthly - Any date ( 1 to 28),Quarterly - Any date ( 1 to 28) &amp;amp; SWP - In case no date is selected by the investor, the default SWP date will be the 15th of every month.If 15th is a holiday, the SWP will be processed on the next business day.</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>NA</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>