﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bank of India Business Cycle Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan and Direct Plan. Each of the Plan shall offer the following Option:

•Growth Option
• IDCW Option (Reinvestment of IDCW &amp;amp; payout of IDCW facility)</Option_Names_Regular__Direct><Fund_Type>An open ended equity scheme investing in business cycle theme</Fund_Type><Riskometer_At_the_time_of_Launch>Very High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Thematic Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The Investment objective of the Scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. However, there is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equity and Equity Related Instruments selected on the basis of business cycle - 80% to 100% Residual Portion: Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20% Units issued by InvITS - 00% to 10%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>09 Aug 2024</NFO_Open_Date><NFO_Close_date>23 Aug 2024</NFO_Close_date><Allotment_Date>30-Aug-2024 (Regular Plan) and for  Direct Plan - 30-Aug-2024</Allotment_Date><Reopen_Date>02 Sep 2024</Reopen_Date><Maturity_Date_For_closedend_funds>Not applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>NIFTY 500 TRI</Benchmark_Tier_1><Benchmark_Tier_2>-</Benchmark_Tier_2><Fund_Manager_Name>Mr. Alok Singh</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Mr. Alok Singh having around 21 years of experience, including 16 years in mutual fund industry.
</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>30-Aug-24</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.65, Direct 1.37</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>• NIL – There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted.
• 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units.                                                                                                                                  
• NIL – There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units.</Exit_Load_if_applicable><Custodian>Deutsche Bank AG</Custodian><Auditor>Chokshi &amp;amp; Chokshi LLP (Statutory Auditors)</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>116</RTA_Code_To_be_phased_out><Listing_Details>Not applicable</Listing_Details><ISINs>INF761K01GG1 BANK OF INDIA BUSINESS CYCLE FUND -DIRECT PLAN-IDCW PAYOUT INF761K01GF3 BANK OF INDIA BUSINESS CYCLE FUND -DIRECT PLAN-GROWTH INF761K01GH9 BANK OF INDIA BUSINESS CYCLE FUND -DIRECT PLAN-IDCW REINVESTMENT INF761K01GD8 BANK OF INDIA BUSINESS CYCLE FUND -REGULAR PLAN-IDCW PAYOUT INF761K01GC0 BANK OF INDIA BUSINESS CYCLE FUND -REGULAR PLAN-GROWTH INF761K01GE6 BANK OF INDIA BUSINESS CYCLE FUND -REGULAR PLAN-IDCW REINVESTMENT</ISINs><AMFI_Codes_To_be_phased_out>152788 / 152789 / 152790 / 152791</AMFI_Codes_To_be_phased_out><SEBI_Codes>BOIA/O/E/THE/24/07/0020</SEBI_Codes><Minimum_Application_Amount>5000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>1</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>0.001</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Currently, there is no minimum balance requirement</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Currently, there is no minimum balance requirement</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>There is no limit on the maximum amount to be raised under the Scheme.</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>5000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>NA</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>1</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>No Limit</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>No Limit</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not applicable.</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Not applicable</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Enabling provision in SID. However, no segregated portfolio is created</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Weekly &amp;amp; Monthly, SWP - Monthly &amp;amp; Quarterly, STP - Daily, Weekly &amp;amp; Monthly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - 1000, SWP - 1000 &amp;amp; STP - 1000</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - 1, SWP - 1 &amp;amp; STP - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Weekly 12 &amp;amp; Monthly 6, SWP - Monthly 6 &amp;amp; Quarterly 4, STP - Daily 30, Weekly 12 &amp;amp; Monthly 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Weekly (Monday to Friday) &amp;amp; Monthly (any day - 1 to 28), SWP - Monthly (01,07,10,15,20,25) &amp;amp; Quarterly (01,07,10,15,20,25), STP - Daily (any day - 1 to 28), Weekly (Monday to Friday) &amp;amp; Monthly (01,07,10,15,20,25) If such a day is a Holiday/Non-Business day, then the next Business Day</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>-</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>