﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Baroda BNP Paribas Retirement Fund</Fund_Name><Option_Names_Regular__Direct>Regular &amp;amp; Direct</Option_Names_Regular__Direct><Fund_Type>An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)</Fund_Type><Riskometer_At_the_time_of_Launch>Very High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Retirement Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>NA</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a
retirement solution to investors.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equity &amp;amp; Equity related securities 65% - 80%Debt and Money Market instruments 20% - 35% Units issued by InvITs 0% - 10%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>08 May 2024</NFO_Open_Date><NFO_Close_date>22 May 2024</NFO_Close_date><Allotment_Date>28 May 2024</Allotment_Date><Reopen_Date>31 May 2024</Reopen_Date><Maturity_Date_For_closedend_funds>NA</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Hybrid 35+65-Aggressive Index</Benchmark_Tier_1><Benchmark_Tier_2>N.A.</Benchmark_Tier_2><Fund_Manager_Name>Ms. Silky Jain, Mr. Yash Mehta, Mr. Vikram Pamnani</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Ms. Silky Jain and Mr. Yash Mehta (Equity portion); Mr. Vikram Pamnani (Fixed Income portion)</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>July 01,2026 (Ms. Silky Jain ),  July 01,2026 (Mr. Yash Mehta) ; September 16, 2026  (Mr. Vikram Pamnani)</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.55, Direct 1.16</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank AG</Custodian><Auditor>S.R. Batliboi &amp;amp; Co. LLP, Chartered Accountants</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>RF</RTA_Code_To_be_phased_out><Listing_Details>At present, the Units of the Scheme are not proposed to be listed on any stock exchange. However, the AMC / Trustee may at their sole discretion list the Units under the Scheme on one or more stock exchanges at a later date.</Listing_Details><ISINs>INF251K01TJ0 - Baroda BNP Paribas Retirement Fund - Direct plan - Growth option; INF251K01TK8 - Baroda BNP Paribas Retirement Fund - Direct plan - IDCW option; INF251K01TH4 - Baroda BNP Paribas Retirement Fund - Regular plan - Growth option; INF251K01TI2 - Baroda BNP Paribas Retirement Fund - Regular plan - IDCW option</ISINs><AMFI_Codes_To_be_phased_out>152628 - Baroda BNP Paribas Retirement Fund - Direct plan - Growth option; 152626 - Baroda BNP Paribas Retirement Fund - Direct plan - IDCW option; 152625 - Baroda BNP Paribas Retirement Fund - Regular plan - Growth option; 152627 - Baroda BNP Paribas Retirement Fund - Regular plan - IDCW option</AMFI_Codes_To_be_phased_out><SEBI_Codes>BBNP/O/S/RET/24/03/0040</SEBI_Codes><Minimum_Application_Amount>1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Rs. 1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Rs. 1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>1000</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>There will be no minimum redemption criterion for Unit based redemption</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>N.A.</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>N.A.</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>N.A.</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Minimum Amount for Switch In : 1000                 Minimum Amount for Switch Out : 1000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>N.A.</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>N.A.</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>N.A.</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>N.A.</Max_Switch_Amount><Max_Switch_Units_if_applicable>N.A.</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>yes</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>yes.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily, Weekly, Monthly, Quarterly SWP - Weekly, Monthly &amp;amp; Quarterly STP - Daily, Weekly, Fortnightly, Monthly &amp;amp; Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - 500 for daily, weekly &amp;amp; monthly and 1500 for quarterly, SWP - Rs. 1000 for Weekly / Monthly and 1500 for quarterly, STP - Rs. 1000 for Daily / Weekly/ Fortnightly/Monthly and Rs. 1500 for quarterly</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - Rs. 1, SWP - Rs. 1, STP - Rs. 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>N.A.</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>N.A.</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>N.A.</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>