﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>PGIM India Retirement Fund</Fund_Name><Option_Names_Regular__Direct>Direct IDCW, Direct Growth, Regular IDCW, Regular Growth</Option_Names_Regular__Direct><Fund_Type>An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier). </Fund_Type><Riskometer_At_the_time_of_Launch>Very High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Solution Oriented Scheme – Retirement Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the scheme is to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved. The Scheme does not guarantee/ indicate any returns.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equities &amp;amp; Equity related instruments  - Min 75 % and Max 100% Debt Securities and Money Market Instruments, including cash, Triparty Repo and equivalent and units of mutual funds- Min 0% and Max 25% Units issued by InvITs- Min 0% and Max 10%</Stated_Asset_Allocation><Face_Value>Rs. 10</Face_Value><NFO_Open_Date>26 Mar 2024</NFO_Open_Date><NFO_Close_date>09 Apr 2024</NFO_Close_date><Allotment_Date>15 Apr 2024</Allotment_Date><Reopen_Date>19 Apr 2024</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>BSE 500 TRI</Benchmark_Tier_1><Benchmark_Tier_2>Not Applicable</Benchmark_Tier_2><Fund_Manager_Name>Mr. Vinay Paharia, Mr. Vivek Sharma, Mr. Anandha Padmanabhan Anjeneyan, and Mr. Puneet Pal</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Description - Asset classwise we have different Fund Manager. Vinay Paharia is a Primary Fund Manager for Equity, Vivek Sharma is a Comanage Fund Manager for Equity, Anandha Padmanabhan Anjeneyan is a Comanage Fund Manager for Equity and Puneet Pal for Debt.</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Vinay Paharia - 15/04/2024, Mr. Vivek Sharma - 01/08/2024, Mr. Anandha Padmanabhan Anjeneyan - 01/08/204 and Mr. Puneet Pal - 15/04/2024.</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.59, Direct 1.12</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>NIL</Exit_Load_if_applicable><Custodian>Standard Chartered Bank</Custodian><Auditor>Price Waterhouse Chartered Accountants LLP</Auditor><Registrar>KFIN Technologies Limited</Registrar><RTA_Code_To_be_phased_out>RF</RTA_Code_To_be_phased_out><Listing_Details>Not Applicable</Listing_Details><ISINs>INF663L01Y46, INF663L01Y53, INF663L01Y61, INF663L01Y79</ISINs><AMFI_Codes_To_be_phased_out>152537-152540</AMFI_Codes_To_be_phased_out><SEBI_Codes>PGIM/O/S/RET/23/09/0027</SEBI_Codes><Minimum_Application_Amount>Rs. 5000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Rs.1 </Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs. 1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Rs.1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs. 1000</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Not Applicable</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Rs. 5000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Not Applicable</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Monthly/Quarterly, SWP - Monthly/ Quartely/ Annually, STP -Daily/Weekly/Monthly/Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Monthly/Quarterly : 1000, SWP - Monthly/ Quartely/ Annually : 1000, STP -Daily/Weekly/Monthly/Quarterly :1000</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - 1, SWP - 1, STP - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - 5, SWP - 5, STP - 5</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Any date of the month or quarter, as applicable; SWP - Any date; STP - Daily - All Business days in the month, Weekly - Monday to Friday (Any 1 day), Monthly and Quarterly - Any date
(Please refer Scheme Information Document of the scheme for more details)</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>