﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>HDFC Consumption Fund</Fund_Name><Option_Names_Regular__Direct>Plans:Regular and Direct. Each Plan offers the following sub-options:
a)Growth Option.
b)Income Distribution cum Capital Withdrawal (IDCW) Option. This Option offers following Sub-Options / facilities:
• Payout of Income Distribution cum Capital Withdrawal (IDCW) Option / facility and
• Re-investment of Income Distribution cum Capital Withdrawal (IDCW) Option / facility.</Option_Names_Regular__Direct><Fund_Type>An open ended equity scheme investing in consumption theme</Fund_Type><Riskometer_At_the_time_of_Launch>Very High Risk</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High Risk</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Thematic Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>To generate long term capital appreciation by investing in equity / equity related securities of companies with a focus on consumption and consumption related sector or allied sectors. There is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equity and Equity related instruments companies/entities engaged in consumption theme^: 80%- 100%; Equity and Equity related instruments of companies/entities other than above: 0% - 20%; Units issued by InvITs: 0% - 10%;Money market instruments, Other liquid instruments and Units of Mutual Fund^^: 0% - 20%; Gold and Silver instruments: 0% - 20% ^For indicated list of sectors / industries under consumption and consumption related sector or allied sectors please refer section “What are the investment strategies?” in the SID.^^Units of Domestic Mutual Funds shall only include Overnight Funds, Liquid Funds and Money Market Mutual Funds. Further other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI from time to time. For detailed asset allocation, refer Scheme Information Document (SID) available on the website.</Stated_Asset_Allocation><Face_Value> Rs. 10</Face_Value><NFO_Open_Date>June 23, 2023</NFO_Open_Date><NFO_Close_date>July 7, 2023</NFO_Close_date><Allotment_Date>July 12, 2023</Allotment_Date><Reopen_Date>July 19, 2023</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>Nifty India Consumption Index (TRI)</Benchmark_Tier_1><Benchmark_Tier_2>Not applicable</Benchmark_Tier_2><Fund_Manager_Name>FM 1 - Mr. Amit Sinha, FM 2 - Mr Gopal Agrawal, FM 3 - Mr. Bhagyesh Kagalkar</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1 - Fund Manager of the scheme, FM 2 - Fund Manager for Overseas Investments, FM 3 - Fund Manager for investments in Gold/Silver instruments</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 - Managing since July 12, 2023 , FM 2 - Managing since September 01, 2026, FM3 - Managing Since August 26, 2026</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.43, Direct 1.40</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>In respect of each purchase/switch-in of units, an Exit load of 1% is payable if units are redeemed /switched-out within 30 days from the date of allotment. No Exit Load is payable if units are redeemed / switched out after 30 days from the date of allotment.</Exit_Load_if_applicable><Custodian>The Hongkong and Shanghai Banking Corporation Limited</Custodian><Auditor>S.R. Batliboi &amp;amp; Co. LLP – Chartered Accountants</Auditor><Registrar>Computer Age Management Services Limited</Registrar><RTA_Code_To_be_phased_out>HDFCNCCFND</RTA_Code_To_be_phased_out><Listing_Details>Not Applicable</Listing_Details><ISINs>HDFC Consumption Fund - Direct Plan - Growth - INF179KC1GO3 HDFC Consumption Fund - Direct Plan - IDCW Payout - INF179KC1GP0 HDFC Consumption Fund - Direct Plan - IDCW Reinvestment - INF179KC1GQ8 HDFC Consumption Fund - Regular Plan - Growth - INF179KC1GR6 HDFC Consumption Fund - Regular Plan - IDCW Payout - INF179KC1GS4 HDFC Consumption Fund - Regular Plan - IDCW Reinvestment - INF179KC1GT2</ISINs><AMFI_Codes_To_be_phased_out>151802- HDFC Consumption Fund - IDCW Option 151803- HDFC Consumption Fund - Growth Option 151805- HDFC Consumption Fund - IDCW Option - Direct Plan 151804- HDFC Consumption Fund - Growth Option - Direct Plan</AMFI_Codes_To_be_phased_out><SEBI_Codes>HDFC/O/E/THE/23/04/0124</SEBI_Codes><Minimum_Application_Amount>Rs.100</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Any amount</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.100</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Any amount</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.100 and and multiples of Rs.1 thereafter</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>No minimum redemption criterion for Unit based redemption</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>There is no minimum balance amount requirement.</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>There is no minimum balance amount in units requirement.</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Switch - in: Rs.100 and any amount thereafter. Additional Amount:. Rs. 100
Switch-out :Rs. 100 and multiples of Rs. 1/- thereafter</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Any amount</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>N.A</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Switch in: Not Applicable
Switch out: Not applicable.</Max_Switch_Amount><Max_Switch_Units_if_applicable>Switch in: Not Applicable
Switch out: Not applicable. </Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Not applicable</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Not Applicable.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>For Systematic Investmet Plan (SIP) Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly  For  Systematic Withdrawal Advantage Plan (SWAP) Fixed SWAP - Monthly, Quarterly, Half Yearly, Yearly Variable SWAP - Quarterly, Half Yearly, Yearly   For Sytematic Transfer Plan (STP) Fixed Systematic Transfer Plan (FSTP) - Daily, Weekly, Monthly, Quarterly  Capital Appreciation Systematic Transfer Plan (CASTP) - Monthly, Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>For SIP  DSIP, WSIP, MSIP - Rs. 100; QSIP - Rs. 1500;  HSIP - Rs. 2500;  YSIP - Rs. 5000.  For SWAP Fixed SWAP -  Rs. 100;  Variable SWAP -  Rs. 300.  For STP Fixed STP (FSTP) Daily FSTP - Rs. 500; Weekly FSTP - Rs. 500; Monthly FSTP - Rs. 1000; Quarterly FSTP -Rs. 3000.  Capital Appreciation STP (CASTP) Monthly CASTP - Rs. 300; Quarterly CASTP - Rs 1000.</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>For SIP and SWAP Re. 1/- thereafter;   For STP FSTP Daily, Monthly, Quarterly FSTP - Rs. 100 thereafter Weekly FSTP - any amount thereafter  CASTP Mulitples will be  based on the appreciated amount</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP:  Minimum number of installments under DSIP- 2  Minimum number of Installments under WSIP and MSIP : - In respect of each SIP Installment between Rs.300 to Rs.499 in value - 20 - In respect of each SIP Installment between Rs.500 to Rs.999 in value - 12. In respect of each SIP Installment equal to or greater than Rs 1,000 in value - 6  Minimum number of installments under QSIP : - In respect of each SIP Installment between Rs.1,500 to Rs.2,999 in value- 4; In respect of each SIP Installment equal to or greater than Rs. 3,000 in value- 2  Minimum number of installments under HYSIP: - In respect of each SIP Installment equal to or greater than Rs. 2,500 in value- 2  Minimum number of installments under YSIP: - In respect of each SIP Installment equal to or greater than Rs. 5,000 in value- 1  SWP:  For Fixed and Variable SWP- 2  STP:  Under Daily FSTP: -where installment amount is less than Rs. 1,000 : 12 - where installment amount is equal to or greater than Rs. 1,000: 6 Under Weekly STP : - Where installment amount is less than Rs. 1,000: 12 installments - Where installment amount is equal to or greater than Rs. 1,000: 6 installments  However, for weekly STP in equity linked savings schemes, there should be a minimum of 6 installments for enrollment. Under Monthly FSTP &amp;amp; Monthly CASTP : - Minimum 6 installments, Under Quarterly FSTP &amp;amp; Quarterly CASTP : - Minimum 2 installments. Further, the minimum balance in the Unit holders account or the minimum amount of application at the time of enrolment for STP in the Transferor Scheme should be Rs. 12,000. There will be no maximum duration for STP enrolment.</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP:
For Daily SIP- All Business Days
For Weekly SIP- Any business day between Monday to Friday, (Default date is Wednesday)
For all other frequnecies - Any date fo the month. If it happens to be a non-Business Day, SIP will be processed on the next Business Day (Default date = 10th of the month)
SWP: 
For Fixed and Variable SWP- Any date. Default Date: 25th
STP
For Daily FSTP- All Business days
For Weekly FSTP-Monday,Tuesday,Wednesday,Thursday,Friday (Default Day)
For Monthly FSTP and CASTP - 1,5,10#,15,20,25 
For Quarterly FSTP and CASTP - 1,5,10#,15,20,25 
#Default Date
</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>