﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bandhan CRISIL IBX 90:10 SDL Plus Gilt Nov 2026 Index Fund</Fund_Name><Option_Names_Regular__Direct>Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Reg-Growth                                                                                                                                                                                                                                                                                         Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Reg-IDCW                                                                                                                                                                                                                                                                           Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Reg -IDCW (Re-inv)                                                                                                                                                                                                                                                         Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Dir-Growth                                                                                                                                                                                                                                                                       Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Dir-IDCW                                                                                                                                                                                                                                                                                          Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Dir-IDCW (Re-inv)</Option_Names_Regular__Direct><Fund_Type>An open-ended Target Maturity Index Fund investing in constituents of CRISIL IBX 90:10 SDL plus Gilt Index – November 2026 with Relatively High Interest Rate Risk and Relatively Low Credit Risk</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Low</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Index Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date /><Description_Objective_of_the_scheme>The investment objective of the scheme is to provide investment returns
corresponding to the total returns of the securities as represented by the CRISIL IBX 90:10 SDL plus Gilt Index– November 2026 before expenses, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Securities belonging to the SDL portion of the CRISIL IBX 90:10 SDL plus Gilt Index – November 2026-95% - 100%                                                                                                                          Cash &amp;amp; Money Market instruments - 0%- 5%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>14th November 2022</NFO_Open_Date><NFO_Close_date>16th November 2022</NFO_Close_date><Allotment_Date>17th November 2022</Allotment_Date><Reopen_Date>18th November 2022</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>CRISIL IBX 90:10 SDL plus Gilt Index - November 2026</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>Mr. Gautam Kaul 
Mr. Harshal Joshi
</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Primary</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>17th November 2022</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 0.34, Direct 0.09</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank AG, Mumbai (DB)</Custodian><Auditor>S.R.Batliboi &amp;amp; Co. LLP</Auditor><Registrar>Computer Age Management Services Pvt. Ltd.(CAMS)</Registrar><RTA_Code_To_be_phased_out>Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Reg-Growth- 371                                                                    Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Reg-IDCW- 372                                                                                    Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Reg -IDCW (Re-inv)-  372R                                                                                                   Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Dir-Growth-  D371                                                                       Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Dir-IDCW- D372                                                                           Bandhan CRISIL IBX 90:10 SDL Plus Nov 2026 GIF Dir-IDCW (Re-inv)-D372R</RTA_Code_To_be_phased_out><Listing_Details>N</Listing_Details><ISINs>Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Regular Plan-Growth-INF194KB1EW3                                                                                                                                                                                                Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Regular Plan-IDCW- INF194KB1EX1                                                                                                                                                                                                 Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Regular Plan-IDCW (Re-inv)- INF194KB1EY9                                                                                                                                                                                      Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Direct Plan-Growth-INF194KB1ET9                                                                                                                                                                                                    Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Direct Plan-IDCW-INF194KB1EU7                                                                                                                                                                                                      Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Direct Plan-IDCW (Re-inv)-INF194KB1EV5</ISINs><AMFI_Codes_To_be_phased_out>Bandhan CRISIL IBX 90:10 SDL + GILT NOV26 INDEX FUND - DIRECT GROWTH-150868                                                                                                                                                                                                                                            Bandhan CRISIL IBX 90:10 SDL + GILT NOV26 INDEX FUND - DIRECT IDCW- 150867                                                                                                                                                                                                                                          Bandhan CRISIL IBX 90:10 SDL + GILT NOV26 INDEX FUND - REGULAR GROWTH-150869                                                                                                                                                                                                                                 Bandhan CRISIL IBX 90:10 SDL + GILT NOV26 INDEX FUND - REGULAR IDCW-150870</AMFI_Codes_To_be_phased_out><SEBI_Codes>BNDN/O/O/OIN/22/10/0055</SEBI_Codes><Minimum_Application_Amount>Rs.1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Re. 1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Re.1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.500 or the account balance of the investor, whichever is less</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units /><Minimum_Balance_Amount_if_applicable /><Minimum_Balance_Amount_in_Units_if_applicable /><Max_Investment_Amount /><Minimum_Switch_Amount_if_applicable>Rs.1000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units /><Switch_Multiple_Amount_if_applicable /><Switch_Multiple_Units_if_applicable /><Max_Switch_Amount /><Max_Switch_Units_if_applicable /><Swing_Pricing_if_applicable /><Sidepocketing_if_applicable>.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details: MONTHLY, Quarterly, STP - Daily/ Weekly (datewise, Daywise)/ Fortnightly/ Monthly/ Quarterly as per the STP plan chosen by the investor; SWP - Monthly/ Quaterly/ Half yearly/ Annualy/ March Payout as per the SWP plan chosen by the investor</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Rs.100; STP -  Rs.500/- and any amount thereafter (for Fixed amount / FixedPercentage option) / Rs.500/- and any amount thereafter (for capital appreciation option); SWP - Rs.200</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - Re.1, STP - Re.1, SWP - Re.1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - 6, STP - 6, SWP - 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details: Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment, STP - Any date; SWP - Any date</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any /></SchemeSummary></SchemeSummaryDocument>