﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>JM Short Term Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan: Growth , IDCW Payout, IDCW Reinvestment, Direct Plan: Growth , IDCW Payout, IDCW Reinvestment</Option_Names_Regular__Direct><Fund_Type>An open ended short term debt scheme investing in instruments such that the Macaulay duration# of the portfolio is between 1 year to 3 years. A moderate interest rate risk and moderate credit risk.</Fund_Type><Riskometer_At_the_time_of_Launch>Low to Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>low to Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Short Term Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>B-ll</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The Scheme will endeavor to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. Investors are required to read all the scheme related information set out in the offer documents carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Debt and Money market instruments such that the Macaulay duration of the portfolio is between 1 year to 3 years (including securitised debt)* - 0-100%  *The Scheme may invest in debt instruments with special features and will be made in accordance with Para-no 13.1.9 of SEBI Master Circular no. HO/24/13/11(1)2026-IMD-POD-1/I/7602/2026 dated March 20, 2026, as amended from time to time. In case of investments in debt securities with special features, the scheme will not invest more than 10% of its NAV of the debt portfolio in such instruments and not more than 5% of its NAV of the debt portfolio in such instruments issued by a single issuer.</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>10 Aug 2022</NFO_Open_Date><NFO_Close_date>22 Aug 2022</NFO_Close_date><Allotment_Date>29 Aug 2022</Allotment_Date><Reopen_Date>01 Sep 2022</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Short Duration  Debt A-II Index</Benchmark_Tier_1><Benchmark_Tier_2>Crisil 1 Yr T-Bill Index</Benchmark_Tier_2><Fund_Manager_Name>Mr. Killol Pandya, Ms. Ruchi Fozdar, Mr. Jayant Dhoot</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Fund Manager - Mr. Killol Pandya, Co-Fund Managers - Ms. Ruchi Fozdar, Mr. Jayant Dhoot</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Killol Pandya - 05/11/2024, Ms. Ruchi Fozdar - 03/04/2024, Mr. Jayant Dhoot - 01/08/2025</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.09, Direct 0.39</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>HDFC Bank Ltd.</Custodian><Auditor>M/s. Chokshi &amp;amp; Chokshi LLP</Auditor><Registrar>M/s. KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>JM Short Term Fund - (Direct) - IDCW Option (SDDD), JM Short Term Fund- (Direct) - Growth Option (SDDG), JM Short Term Fund - (Regular) - IDCW Option (SDDP),JM Short Term Fund - (Regular) - Growth Option (SDGP)</RTA_Code_To_be_phased_out><Listing_Details>Not listed</Listing_Details><ISINs>JM Short Term Fund  -Regular -Growth -INF192K01MM5, JM Short Term Fund  -Regular –IDCW Payout- INF192K01MN3, JM Short Term Fund  -Regular-IDCW Reinvestment -INF192K01MO1, JM Short Term Fund  -Direct -Growth- INF192K01MP8, JM Short Term Fund  -Direct –IDCW Payout - INF192K01MQ6, JM Short Term Fund  -Direct-IDCW Reinvestment - INF192K01MR4</ISINs><AMFI_Codes_To_be_phased_out>JM Short Term Fund (Regular) - Growth- 150542, JM Short Term Fund (Regular) - IDCW- 150543,JM Short Term Fund (Direct) - IDCW-150544,JM Short Term Fund (Direct) - Growth-150545</AMFI_Codes_To_be_phased_out><SEBI_Codes>JMFI/O/D/SDF/21/11/0013</SEBI_Codes><Minimum_Application_Amount>1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>100</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Not Applicable</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Not Applicable</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Not Applicable</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Yes</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly,SWP - Monthly, Quarterly, Half Yearly  ,Yearly ,STP- Daily , Monthly, Fortnightly , Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - Daily, Weekly and Fortnightly - Rs. 500 - 6 Installments ; Monthly and  Quarterly - Rs. 1000 - 6 Installments, STP- Daily 60 installments:  100 each. Further in multiples of Re 1/- Weekly/Fortnightly/Monthly : 12 installments for Rs. 500 or 6 installments for Rs. 1000 each. Further in multiple of Re 1/-. Quaterly : 3000 each 2 Instalments, SWP - Fixed Amount Withdrawal (FAW) - 5 instalments for Rs. 500/- each. Further in multiples of Re. 1/-; Capital Appreciation Withdrawal (CAW) - 5 instalments for Rs. 500/- each. Further in multiples of Re. 1/-</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP -1, STP- 1, SWP-1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly - 6; STP - Daily - 60, Weekly - 12 , Fortnightly - 12 , Monthly -  12  Quarterly - 2 , SWP- 5 Instalments</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Daily, Weekly, Fortnightly, Monthly, Quarterly - Any date from 1st to 28th of a month,STP - Weekly -  Any Day during week, Fortnightly -  Any date during Fortnight, Monthly -  Any date between 1st to 31st, Quarterly - Any date during the Quarter, SWP-  1 to 28 any days</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Any Amount</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>