﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bandhan CRISIL IBX Gilt April 2028 Index Fund</Fund_Name><Option_Names_Regular__Direct>IDFC CRISIL Gilt 2028 Index Fund Direct Plan-IDCW 
IDFC CRISIL Gilt 2028 Index Fund Direct Plan-Growth
IDFC CRISIL Gilt 2028 Index Regular Plan-IDCW
IDFC CRISIL Gilt 2028 Index Fund Regular Plan-Growth</Option_Names_Regular__Direct><Fund_Type>An open-ended Target Maturity Index fund investing in constituents of CRISIL Gilt 2028 Index.A Scheme with Relatively High Interest Rate Risk and Relatively Low Credit Risk.</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Low to Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Index Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>A-III</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the scheme is to provide investment returns closely corresponding to the total returns of the securities as represented by the CRISIL Gilt 2028 Index before expenses, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Securities comprising of CRISIL Gilt 2028 Index - 95% - 100%,

Government Securities maturing on or before maturity date of the Scheme, Cash, Money Market Instruments - 0% - 5%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>12-Mar-2021</NFO_Open_Date><NFO_Close_date>19-Mar-2021</NFO_Close_date><Allotment_Date>23-Mar-2021</Allotment_Date><Reopen_Date>24-Mar-2021</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>CRISIL Gilt 2028 Index</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>FM 1 - Mr. Harshal Joshi, FM 2 - Mr. Gautam Kaul</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1 - Comanage, FM 2 - Comanage</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 - 28-Jul-2021, FM 2 - 01-Dec-2021</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 0.45, Direct 0.20</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank AG, Mumbai (DB)</Custodian><Auditor>S.R.Batliboi &amp;amp; Co. LLP</Auditor><Registrar>Computer Age Management Services Pvt. Ltd.(CAMS)</Registrar><RTA_Code_To_be_phased_out>Bandhan CRISIL Gilt 2028 Index Fund - REGULAR PLAN - Growth - 351 Bandhan CRISIL Gilt 2028 Index Fund - DIRECT PLAN - Growth - D351 Bandhan CRISIL Gilt 2028 Index Fund - REGULAR PLAN -  IDCW Payout - 352 Bandhan CRISIL Gilt 2028 Index Fund - DIRECT PLAN -  IDCW Payout - D352</RTA_Code_To_be_phased_out><Listing_Details>N</Listing_Details><ISINs>Bandhan CRISIL Gilt 2028 Index Fund - REGULAR PLAN - Growth - INF194KB1BS7 Bandhan CRISIL Gilt 2028 Index Fund - DIRECT PLAN - Growth - INF194KB1BV1 Bandhan CRISIL Gilt 2028 Index Fund - REGULAR PLAN - IDCW Payout - INF194KB1BT5 Bandhan CRISIL Gilt 2028 Index Fund - DIRECT PLAN - IDCW Payout - INF194KB1BW9</ISINs><AMFI_Codes_To_be_phased_out>Bandhan CRISIL Gilt 2028 Index Fund - Direct - Growth-148792 Bandhan CRISIL Gilt 2028 Index Fund - Direct - IDCW-148791 Bandhan CRISIL Gilt 2028 Index Fund - Regular - Growth-148790 Bandhan CRISIL Gilt 2028 Index Fund - Regular - IDCW-148793</AMFI_Codes_To_be_phased_out><SEBI_Codes>BNDN/O/O/DIN/21/02/0046</SEBI_Codes><Minimum_Application_Amount>Rs.1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Any Amount</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Any Amount</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Any Amount</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable /><Minimum_Balance_Amount_in_Units_if_applicable /><Max_Investment_Amount /><Minimum_Switch_Amount_if_applicable>Rs.1000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units /><Switch_Multiple_Amount_if_applicable>Any Amount</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable /><Max_Switch_Amount /><Max_Switch_Units_if_applicable /><Swing_Pricing_if_applicable>No</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details: MONTHLY, Quarterly, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly &amp;amp; Annualy</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP  Details: Rs.100 , STP Details: Rs.500 , SWP Details: Rs.200</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP  Details: Re.1.00 , STP Details: any amount , SWP Details: any amount</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP  Details: 6 , STP Details: 6  , SWP Details 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details: Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment, STP Details: Any date (Except 29,30,31) , SWP Details: Any date</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any /></SchemeSummary></SchemeSummaryDocument>