﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Axis Retirement Fund - Conservative Plan</Fund_Name><Option_Names_Regular__Direct>Direct IDCW Direct Growth Regular IDCW Regular Growth</Option_Names_Regular__Direct><Fund_Type>Open Ended </Fund_Type><Riskometer_At_the_time_of_Launch>High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Solution Oriented - Retirement Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>-</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs &amp;amp; InvITs for income generation / wealth creation.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Equity and Equity related instruments - (20%-40%),Debt &amp;amp; Money Market Instruments - (40%-80%),Gold ETF - (0%-10%),Units issued by InvITs - (0%-10%)</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>29 Nov 2019</NFO_Open_Date><NFO_Close_date>13 Dec 2019</NFO_Close_date><Allotment_Date>20 Dec 2019</Allotment_Date><Reopen_Date>27 Dec 2019</Reopen_Date><Maturity_Date_For_closedend_funds>N/A</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Hybrid 75+25 - Conservative Index</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>Mr. Jayesh Sundar, Mr. Devang Shah, Mr. Hardik Shah, Ms. Krishnaa N</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Mr. Jayesh Sundar - Comanage/Domestic Equities,  Mr. Devang Shah - Comanage/Fixed Income, Mr. Hardik Shah - Comanage/Fixed Income, Ms. Krishnaa N - Foreign Securities</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Jayesh Sundar - 24th January 2024, Mr. Devang Shah - 05th April, 2024, Hardik Shah - 05th April, 2024, Ms. Krishnaa N - 01st March 2024</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.16, Direct 1.27</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>DEUTSCHE BANK AG</Custodian><Auditor>B S R &amp;amp; Co. LLP</Auditor><Registrar>Kfintech Ltd</Registrar><RTA_Code_To_be_phased_out>RC</RTA_Code_To_be_phased_out><Listing_Details>Unlisted</Listing_Details><ISINs>INF846K01T69, INF846K01T77, INF846K01T85, INF846K01T93</ISINs><AMFI_Codes_To_be_phased_out>147830, 147831, 147832, 147833</AMFI_Codes_To_be_phased_out><SEBI_Codes>AXIS/O/S/RET/19/07/0038</SEBI_Codes><Minimum_Application_Amount>5000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>N/A</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>N/A</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>N/A</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>N/A</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>N/A</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>N/A</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>N/A</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>N/A</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>N/A</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>N/A</Max_Switch_Amount><Max_Switch_Units_if_applicable>N/A</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>No</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily / Weekly / Monthly / Yearly SWP - Weekly / Monthly /  Quarterly / Halfyearly / Yearly STP - Daily / Weekly / Fortnightly / Monthly / Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP Daily, Weekly - 100, Monthly 1000.00, SIP Yearly - 12000.00 SWP - 1000 STP - Daily, Weekly, Fortnightly, Monthly - 1000 and Quarterly 3000.00</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP Daily -6, Weekly - 6, Monthly - 6 SIP - Yearly - 3 SWP - Weekly - 5, Monthly - 6, Quarterly - 4, Halfyearly - 4, Yearly - 2 STP - Daily -6, Weekly - 6, Fortnightly -6, Monthly - 6, Quarterly -2.</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - Except 29,30 and 31 all dates, SWP - Any Business Day, STP -  Daily, Weekly all days, Fortnightly - alternate Wednesday, Monthly and Quarterly 1,7,10,15 and 25</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>N/A</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>