﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>UTI - Gilt Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan-Growth, Regular Plan-Reinvestment of IDCW, Regular Plan-Payout of IDCW, Direct Plan-Growth, Direct Plan-Reinvestment of IDCW, Direct Plan-Payout of IDCW,</Option_Names_Regular__Direct><Fund_Type>An open ended debt scheme investing in government securities across maturities. A Relatively High interest rate risk and Relatively Low Credit Risk (A-III)</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Debt - Gilt Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Relatively High interest rate risk and Relatively Low Credit Risk (A-III)</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest.
However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government: 80-100%  Triparty Repos on Government Securities or treasury bill, Repo, Reverse Repo &amp;amp; instruments of such nature: 0-20%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>20-12-2001</NFO_Open_Date><NFO_Close_date>17-01-2002</NFO_Close_date><Allotment_Date>21-Jan-2002</Allotment_Date><Reopen_Date>Not Available</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Dynamic Gilt Index</Benchmark_Tier_1><Benchmark_Tier_2>Not Applicable</Benchmark_Tier_2><Fund_Manager_Name>Mr. Pankaj Pathak FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Primary FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>08/04/2025 FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 0.85, Direct 0.47</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Stock Holding Corporation of India , Axis Bank Ltd.</Custodian><Auditor>S. R. Batliboi &amp;amp; Co. LLP.</Auditor><Registrar>KFin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>GLGPG-Regular Plan-Growth, GLDPR-Regular Plan-Reinvestment of IDCW, GLDPD-Regular Plan-Payout of IDCW, GLD2G-Direct Plan-Growth, GLD1R-Direct Plan-Reinvestment of IDCW, GLD1D-Direct Plan-Payout of IDCW,</RTA_Code_To_be_phased_out><Listing_Details>Not Listed</Listing_Details><ISINs>Regular Plan-Growth-INF789F01661, Regular Plan-Reinvestment of IDCW-INF789F01653, Regular Plan-Payout of IDCW-INF789F01646, Direct Plan-Growth-INF789F01TL5, Direct Plan-Reinvestment of IDCW-INF789F01TK7, Direct Plan-Payout of IDCW-INF789F01TJ9,</ISINs><AMFI_Codes_To_be_phased_out>120792-Direct Plan - Growth Option;102509-Regular Plan - IDCW;120791-Direct Plan - IDCW;102510-Regular Plan - Growth Option</AMFI_Codes_To_be_phased_out><SEBI_Codes>UTIM/O/D/GIL/02/01/0014</SEBI_Codes><Minimum_Application_Amount>Regular Plan-Growth- Rs.500, Regular Plan-Reinvestment of IDCW- Rs.20000, Regular Plan-Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Reinvestment of IDCW- Rs.20000, Direct Plan-Payout of IDCW- Rs.20000,</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Regular Plan-Growth-Rs.500, Regular Plan-Reinvestment of IDCW-Rs.500, Regular Plan-Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Reinvestment of IDCW-Rs.500, Direct Plan-Payout of IDCW-Rs.500,</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Regular Plan-Growth-Rs.500, Regular Plan-Reinvestment of IDCW-Rs.500, Regular Plan-Payout of IDCW-Rs.500, Direct Plan-Growth-Rs.500, Direct Plan-Reinvestment of IDCW-Rs.500, Direct Plan-Payout of IDCW-Rs.500,</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Not Applicable</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>500</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Not Applicable</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Not Enabled</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q)</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - Re. 1 SWP - Re. 1 STP - Re. 1 Flexi STP - Re. 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>Any day</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>