<root type="object">
  <FundID type="null"></FundID>
  <Fund_Name type="string">SBI Credit Risk Fund</Fund_Name>
  <Riskometer_At_the_time_of_Launch type="string">High</Riskometer_At_the_time_of_Launch>
  <Riskometer_as_on_Date type="string">HIGH</Riskometer_as_on_Date>
  <Category_as_Per_SEBI_Categorization_Circular type="string">DEBT</Category_as_Per_SEBI_Categorization_Circular>
  <Potential_Risk_Class_as_on_Date type="string">C-III</Potential_Risk_Class_as_on_Date>
  <Description_Objective_of_the_scheme type="string">To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.</Description_Objective_of_the_scheme>
  <NFO_Open_Date type="string">05-Jul-2004</NFO_Open_Date>
  <NFO_Close_date type="string">14-Jul-2004</NFO_Close_date>
  <Allotment_Date type="string">19-Jul-2004</Allotment_Date>
  <ReopenDate type="null"></ReopenDate>
  <Maturity_Date_For_closed_end_funds type="null"></Maturity_Date_For_closed_end_funds>
  <Benchmark_Tier_1 type="string">CRISIL Composite Credit Risk Index</Benchmark_Tier_1>
  <Benchmark_Tier_2 type="string">NA</Benchmark_Tier_2>
  <Annual_Expense_Stated_maximum type="string">Regular Plan - 1.31</Annual_Expense_Stated_maximum>
  <Custodian type="string">SBI-SG Global Securities Services Pvt. Ltd</Custodian>
  <Auditor type="string">Chokshi &amp; Chokshi LLP</Auditor>
  <Registrar type="string">CAMS</Registrar>
  <RTA_Code_To_be_phased_out type="string">D080A; 080DD; 080D; 080A; 080AD; D080B; 080B; 080C; D80AD; D80DD</RTA_Code_To_be_phased_out>
  <Listing_Details type="string">No</Listing_Details>
  <SEBI_Codes type="string">SBIM/O/D/CRF/18/08/0056</SEBI_Codes>
  <AssetDisc type="null"></AssetDisc>
  <ISINs type="null"></ISINs>
  <AMFI_Codes_To_be_phased_out type="null"></AMFI_Codes_To_be_phased_out>
  <Minimum_Application_Amount type="string">Rs.5000.00</Minimum_Application_Amount>
  <Minimum_Application_Amount_in_multiples_of_Rs type="string">Rs.1</Minimum_Application_Amount_in_multiples_of_Rs>
  <Minimum_Additional_Amount type="string">Rs.1000.00</Minimum_Additional_Amount>
  <Minimum_Additional_Amount_in_multiples_of_Rs type="string">Rs.1</Minimum_Additional_Amount_in_multiples_of_Rs>
  <Minimum_Redemption__Amount_in_Rs type="string">Rs.500.00</Minimum_Redemption__Amount_in_Rs>
  <Minimum_Redemption_Amount_in_Units type="string">NA</Minimum_Redemption_Amount_in_Units>
  <Minimum_Balance_Amount_if_applicable type="string">NA</Minimum_Balance_Amount_if_applicable>
  <Minimum_Balance_Amount_in_Units_if_applicable type="string">NA</Minimum_Balance_Amount_in_Units_if_applicable>
  <Max_Investment_Amount type="string">NA</Max_Investment_Amount>
  <Minimum_Switch_Amount_if_applicable type="string">Rs.5000.00</Minimum_Switch_Amount_if_applicable>
  <Minimum_Switch_Units type="string">NA</Minimum_Switch_Units>
  <Switch_Multiple_Amount_if_applicable type="string">NA</Switch_Multiple_Amount_if_applicable>
  <Switch_Multiple_Units_if_applicable type="string">NA</Switch_Multiple_Units_if_applicable>
  <Max_Switch_Amount type="string">NA</Max_Switch_Amount>
  <Max_Switch_Units_if_applicable type="string">NA</Max_Switch_Units_if_applicable>
  <Swing_Pricing_if_applicable type="string">Yes</Swing_Pricing_if_applicable>
  <Side_pocketing_if_applicable type="string">Yes</Side_pocketing_if_applicable>
  <Frequency type="array">
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">STP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">STP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
    </item>
  </Frequency>
  <Minimum_amount type="array">
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.1000.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.1000.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.1000.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.1500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.3000.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MinimumAmount type="string">Rs.5000.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MinimumAmount type="string">Rs.1000.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MinimumAmount type="string">Rs.1500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MinimumAmount type="string">Rs.500.00</MinimumAmount>
    </item>
  </Minimum_amount>
  <In_multiple_of type="array">
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <MultipleOf type="string">Rs.1</MultipleOf>
    </item>
  </In_multiple_of>
  <Minimum_Instalments type="array">
    <item type="object">
      <MinimumInstalments type="string">: 12 installments for Minimum SIP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">: 6 installments for Minimum SIP of?Rs 1000.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Daily: 12 installments for Minimum SIP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Weekly: 12 installments for Minimum SIP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Weekly: 6 installments for Minimum SIP of?Rs 1000.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Monthly: 12 installments for Minimum SIP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Monthly: 6 installments for Minimum SIP of?Rs 1000.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Quarterly: 4 installments for Minimum SIP of?Rs 1500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Half Yearly: 4 installments for Minimum SIP of?Rs 3000.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Yearly: 4 installments for Minimum SIP of?Rs 5000.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Daily: 12 installments for Minimum STP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Monthly: 6 installments for Minimum STP of?Rs 1000.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Monthly: 12 installments for Minimum STP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Quarterly: 4 installments for Minimum STP of?Rs 1500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Monthly: 1 installments for Minimum SWP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Quarterly: 1 installments for Minimum SWP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Half Yearly: 1 installments for Minimum SWP of?Rs 500.00</MinimumInstalments>
    </item>
    <item type="object">
      <MinimumInstalments type="string">Yearly: 1 installments for Minimum SWP of?Rs 500.00</MinimumInstalments>
    </item>
  </Minimum_Instalments>
  <Dates type="array">
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="null"></Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Daily: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Weekly:  1, 8, 15, 22</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Weekly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Weekly:  1, 8, 15, 22</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Monthly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Monthly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Quarterly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Half Yearly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SIP</TransactionType>
      <AllowedDates type="string">Yearly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Daily</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <AllowedDates type="string">Daily: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <AllowedDates type="string">Monthly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <AllowedDates type="string">Monthly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">STP</TransactionType>
      <AllowedDates type="string">Quarterly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Monthly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <AllowedDates type="string">Monthly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Quarterly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <AllowedDates type="string">Quarterly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Half Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <AllowedDates type="string">Half Yearly: Any Day</AllowedDates>
    </item>
    <item type="object">
      <Frequency type="string">Yearly</Frequency>
      <TransactionType type="string">SWP</TransactionType>
      <AllowedDates type="string">Yearly: Any Day</AllowedDates>
    </item>
  </Dates>
  <Maximum_Amount_if_any type="null"></Maximum_Amount_if_any>
  <Options_Names type="array">
    <item type="object">
      <ISIN type="string">INF200K01701</ISIN>
      <AMFICode type="string">102506</AMFICode>
      <SchemeCode type="string">080A</SchemeCode>
      <OptionsNames type="string">Regular Plan - IDCW</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="string">INF200K01685</ISIN>
      <AMFICode type="string">102505</AMFICode>
      <SchemeCode type="string">080B</SchemeCode>
      <OptionsNames type="string">Regular Plan - Growth</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="null"></ISIN>
      <AMFICode type="string">102508</AMFICode>
      <SchemeCode type="string">080C</SchemeCode>
      <OptionsNames type="string">Regular Plan - IDCW</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="null"></ISIN>
      <AMFICode type="string">102507</AMFICode>
      <SchemeCode type="string">080D</SchemeCode>
      <OptionsNames type="string">Regular Plan - Growth</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="string">INF200K01QK1</ISIN>
      <AMFICode type="string">118211</AMFICode>
      <SchemeCode type="string">080DD</SchemeCode>
      <OptionsNames type="string">Regular Plan - IDCW</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="string">INF200K01SS0</ISIN>
      <AMFICode type="string">119792</AMFICode>
      <SchemeCode type="string">D80DD</SchemeCode>
      <OptionsNames type="string">Direct Plan - IDCW</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="string">INF200K01SU6</ISIN>
      <AMFICode type="string">119793</AMFICode>
      <SchemeCode type="string">D080A</SchemeCode>
      <OptionsNames type="string">Direct Plan - IDCW</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="string">INF200K01SV4</ISIN>
      <AMFICode type="string">119798</AMFICode>
      <SchemeCode type="string">D080B</SchemeCode>
      <OptionsNames type="string">Direct Plan - Growth</OptionsNames>
    </item>
    <item type="object">
      <ISIN type="null"></ISIN>
      <AMFICode type="string">F118211</AMFICode>
      <SchemeCode type="string">080LR</SchemeCode>
      <OptionsNames type="string">Regular Plan - IDCW</OptionsNames>
    </item>
  </Options_Names>
  <Stated_Asset_Allocation1 type="array">
    <item type="object">
      <Instruments type="string">Debt (including securitized debt) and Money Market Instruments #)</Instruments>
      <IndicativeAllocation type="string">Upto 100%</IndicativeAllocation>
      <RiskProfile type="string">Medium to High</RiskProfile>
    </item>
    <item type="object">
      <Instruments type="string">ADR/GDR/Foreign Securities</Instruments>
      <IndicativeAllocation type="string">0%-25%</IndicativeAllocation>
      <RiskProfile type="string">Medium to High</RiskProfile>
    </item>
    <item type="object">
      <Instruments type="string">Units issued by REITs and InVITs^</Instruments>
      <IndicativeAllocation type="string">0%-10%</IndicativeAllocation>
      <RiskProfile type="string">Medium to High</RiskProfile>
    </item>
  </Stated_Asset_Allocation1>
  <Stated_Asset_Allocation2 type="array"></Stated_Asset_Allocation2>
  <Stated_Asset_Allocation3 type="array"></Stated_Asset_Allocation3>
  <Fund_Manager_1 type="array">
    <item type="object">
      <Name type="string">Mr. Lokesh Mallya</Name>
      <FundManagerType type="string">                    </FundManagerType>
      <FundManagerFromDate type="string">01-Feb-2017</FundManagerFromDate>
    </item>
  </Fund_Manager_1>
  <schemeSettings type="array"></schemeSettings>
  <systematicSchemeSettings type="array"></systematicSchemeSettings>
</root>