﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>DSP Conservative Hybrid Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan &amp;amp; Direct Plan Growth* Monthly Income Distribution cum Capital Withdrawal (IDCW) - Payout of Income Distribution cum Capital Withdrawal (IDCW) - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW)  Quarterly Income Distribution cum Capital Withdrawal (IDCW) - Payout of Income Distribution cum Capital Withdrawal (IDCW) - Reinvestment of Income Distribution cum Capital Withdrawal (IDCW)  Default Option - Growth Option in case Growth Option or Monthly Income Distribution cum Capital Withdrawal (IDCW)/Quarterly IDCW  Option is not indicated.  - Payout sub-option in case Payout of IDCW Option or Reinvestment of IDCW Option is not indicated</Option_Names_Regular__Direct><Fund_Type>An open ended hybrid scheme investing predominantly in debt instruments</Fund_Type><Riskometer_At_the_time_of_Launch>Moderately High </Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderately High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Conservative Hybrid Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.  There is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>1. Debt and Money Market Securities: 75% - 90% 2. Equity and Equity Related Securities : 10% - 25% 3. InvITs / ETCDs / Units of Mutual Fund (including Gold ETF &amp;amp; Silver ETF): 0% - 15% For detailed asset allocation pattern, please refer to the Scheme Information Document</Stated_Asset_Allocation><Face_Value>Rs. 10/-</Face_Value><NFO_Open_Date>27-Apr-2004</NFO_Open_Date><NFO_Close_date>25-May-2004</NFO_Close_date><Allotment_Date>11-Jun-2004</Allotment_Date><Reopen_Date>14-Jun-2004</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>CRISIL Hybrid 85+15 - Conservative Index</Benchmark_Tier_1><Benchmark_Tier_2>Not Applicable</Benchmark_Tier_2><Fund_Manager_Name>Mr. Abhishek Singh, Mr. Shantanu Godambe</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Mr. Abhishek Singh - (Equity and Overseas portion), Mr. Shantanu Godambe (Debt portion)</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Mr. Abhishek Singh - 01/05/2021, Mr. Shantanu Godambe - 01/08/2024</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.25, Direct 0.64</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>HSBC</Custodian><Auditor>M/s S.R. Batliboi &amp;amp; Co., LLP</Auditor><Registrar>Computer Age Management Services Limited</Registrar><RTA_Code_To_be_phased_out>DSP Regular Savings Fund - Direct Plan - Growth - 717, DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly - 719, DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly Reinvest - 721, DSP Regular Savings Fund - Regular Plan - Growth - 84, DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly - 86, DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly Reinvest - 407</RTA_Code_To_be_phased_out><Listing_Details>Not Applicable</Listing_Details><ISINs>DSP Regular Savings Fund - Direct Plan - Growth - INF740K01NO5, DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly - INF740K01NQ0, DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly Reinvest - INF740K01NS6, DSP Regular Savings Fund - Regular Plan - Growth - INF740K01441, DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly - INF740K01474, DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly Reinvest - INF740K01482</ISINs><AMFI_Codes_To_be_phased_out>DSP Regular Savings Fund - Direct Plan - Growth - 118994, DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly - 118993, DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly Reinvest - 118993, DSP Regular Savings Fund - Regular Plan - Growth - 102448, DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly - 102451, DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly Reinvest - 102451</AMFI_Codes_To_be_phased_out><SEBI_Codes>DSPM/O/H/CHF/04/04/0012</SEBI_Codes><Minimum_Application_Amount>100</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>100</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>0.01</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>0.001</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>NA</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>NA</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>NA</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>100</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>0.001</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>0.01</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>0.001</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>NA</Max_Switch_Amount><Max_Switch_Units_if_applicable>NA</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>No</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP - Daily /Weekly/ Monthly / Quarterly / Half-yearly / Yearly, SWP - Weekly / Monthly / Quarterly/ Half-yearly / Yearly, STP - Daily / Weekly / Monthly / Quarterly/ Half-yearly / Yearly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP, SWP, STP - Rs. 100/- for all frequencies</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP - 1, SWP - 1, STP - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP - Minimum 12 installments for all frequencies, SWP &amp;amp; STP - Minimum 6 for all frequencies</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP - 01,02,03,04,05,06,07,08,09,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31, SWP - 01,02,03,04,05,06,07,08,09,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31, STP - 01,02,03,04,05,06,07,08,09,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable </SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>