﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Bandhan Credit Risk Fund</Fund_Name><Option_Names_Regular__Direct>Bandhan Credit Risk Fund - REGULAR PLAN - Annual  IDCW Reinvestment  Bandhan Credit Risk Fund - REGULAR PLAN - Quarterly IDCW Payout  Bandhan Credit Risk Fund - DIRECT PLAN - Annual IDCW Payout  Bandhan Credit Risk Fund - REGULAR PLAN -  IDCW Reinvestment  Bandhan Credit Risk Fund - REGULAR PLAN - Annual IDCW Payout Bandhan Credit Risk Fund - REGULAR PLAN - Half yearly IDCW Payout  Bandhan Credit Risk Fund - DIRECT PLAN - Quarterly IDCW Payout  Bandhan Credit Risk Fund - DIRECT PLAN - Growth Bandhan Credit Risk Fund - REGULAR PLAN - Growth  Bandhan Credit Risk Fund - REGULAR PLAN -  IDCW Payout</Option_Names_Regular__Direct><Fund_Type>An open ended debt scheme predominantly investing in AA and below rated corporate bonds.
A Scheme with Relatively High Interest Rate Risk and Moderate Credit Risk.</Fund_Type><Riskometer_At_the_time_of_Launch>Moderately High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderately High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Credit Risk</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>B-III</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Corporate bonds (including securitised debt) rated AA*/ equivalent and below (including unrated securities) - 65% – 100%, Other Debt Securities (including securitised debt and Government Securities), Money Market Instruments and Units issued by InvITs, within which - 0% – 35%, Units issued by InvITs - 0% - 10%  * excludes AA+/equivalent rated corporate bonds</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>14-Feb-2017</NFO_Open_Date><NFO_Close_date>27-Feb-2017</NFO_Close_date><Allotment_Date>03-Mar-2017</Allotment_Date><Reopen_Date>06-Mar-2017</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>NIFTY Credit Risk Bond Index B-II</Benchmark_Tier_1><Benchmark_Tier_2>65% NIFTY AA Short Duration Bond Index + 35% NIFTY AAA Short Duration Bond Index</Benchmark_Tier_2><Fund_Manager_Name>FM 1 - Mr. Gautam Kaul, FM 2 - Mr. Debraj Lahiri</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM 1- Primary, FM 2- Primary</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM 1 - 16/07/2022, FM 2 - 17/04/2023</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.67, Direct 0.66</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>1% if redeemed/switched out within 365 days from the date of allotment</Exit_Load_if_applicable><Custodian>Deutsche Bank AG, Mumbai (DB)</Custodian><Auditor>S.R.Batliboi &amp;amp; Co. LLP</Auditor><Registrar>Computer Age Management Services Pvt. Ltd.(CAMS)</Registrar><RTA_Code_To_be_phased_out>Bandhan Credit Risk Fund - REGULAR PLAN - Annual  IDCW Reinvestment - 316R Bandhan Credit Risk Fund - REGULAR PLAN - Quarterly IDCW Payout - 314 Bandhan Credit Risk Fund - DIRECT PLAN - Annual IDCW Payout - D316 Bandhan Credit Risk Fund - REGULAR PLAN -  IDCW Reinvestment - 317R Bandhan Credit Risk Fund - REGULAR PLAN - Annual IDCW Payout - 316 Bandhan Credit Risk Fund - REGULAR PLAN - Half yearly IDCW Payout - 315 Bandhan Credit Risk Fund - DIRECT PLAN - Quarterly IDCW Payout - D314 Bandhan Credit Risk Fund - DIRECT PLAN - Growth - D313 Bandhan Credit Risk Fund - REGULAR PLAN - Growth - 313 Bandhan Credit Risk Fund - REGULAR PLAN -  IDCW Payout - 317</RTA_Code_To_be_phased_out><Listing_Details>N</Listing_Details><ISINs>Bandhan Credit Risk Fund - REGULAR PLAN - Annual  IDCW Reinvestment - INF194KA1W13 Bandhan Credit Risk Fund - REGULAR PLAN - Quarterly IDCW Payout - INF194KA1V48 Bandhan Credit Risk Fund - DIRECT PLAN - Annual IDCW Payout - INF194KA1X38 Bandhan Credit Risk Fund - REGULAR PLAN -  IDCW Reinvestment - INF194KA1V22 Bandhan Credit Risk Fund - REGULAR PLAN - Annual IDCW Payout - INF194KA1W05 Bandhan Credit Risk Fund - REGULAR PLAN - Half yearly IDCW Payout - INF194KA1V71 Bandhan Credit Risk Fund - DIRECT PLAN - Quarterly IDCW Payout - INF194KA1W70 Bandhan Credit Risk Fund - DIRECT PLAN - Growth - INF194KA1X61 Bandhan Credit Risk Fund - REGULAR PLAN - Growth - INF194KA1W39 Bandhan Credit Risk Fund - REGULAR PLAN -  IDCW Payout - INF194KA1V14</ISINs><AMFI_Codes_To_be_phased_out>Bandhan Credit Risk Fund - Direct - Annual IDCW-140610 Bandhan Credit Risk Fund - Direct - Growth-140603 Bandhan Credit Risk Fund - Direct - Quarterly IDCW-140604 Bandhan Credit Risk Fund - Regular - Annual IDCW-140608 Bandhan Credit Risk Fund - Regular - Growth-140609 Bandhan Credit Risk Fund - Regular - half Yearly IDCW-140611 Bandhan Credit Risk Fund - Regular - Periodic IDCW-140612 Bandhan Credit Risk Fund - Regular - Quarterly IDCW-140607</AMFI_Codes_To_be_phased_out><SEBI_Codes>BNDN/O/D/CRF/17/01/0031</SEBI_Codes><Minimum_Application_Amount>Rs.1000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>Any Amount</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs.1000</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>Any Amount</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>Rs.500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>Any Amount</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable /><Minimum_Balance_Amount_in_Units_if_applicable /><Max_Investment_Amount /><Minimum_Switch_Amount_if_applicable>Rs.1000</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units /><Switch_Multiple_Amount_if_applicable>Any Amount</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable /><Max_Switch_Amount /><Max_Switch_Units_if_applicable /><Swing_Pricing_if_applicable>Yes</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details: MONTHLY, Quarterly, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly &amp;amp; Annualy</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP  Details: Rs.100 , STP Details: Rs.500 , SWP Details: Rs.200</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP  Details: Re.1.00 , STP Details: any amount , SWP Details: Re.1.00</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP  Details: 6 , STP Details: 6  , SWP Details 6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details: Monthly - Investor may choose any day of the month from 1st to 31st as the date of the instalment and Quarterly -Investor may choose any day of the month from 1st to 31st as the date of the instalment, STP Details: Any date (Except 29,30,31) , SWP Details: Any date</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any /></SchemeSummary></SchemeSummaryDocument>