﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>LIC MF Gilt Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan-IDCW Payout|Regular Plan-IDCW Reinv|Regular Plan-Growth|Direct Plan-IDCW Payout|Direct Plan-IDCW Reinv|Direct Plan-Growth|PF Plan-IDCW Payout|PF Plan-IDCW Reinv|PF Plan-Growth</Option_Names_Regular__Direct><Fund_Type>An open ended debt scheme investing in government securities across maturity. (A Relatively High interest rate risk and Relatively Low Credit Risk)</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Low to Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Gilt Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>A-III</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and/or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI. There is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>G-Sec Instruments: 80- 100%, Debt/Money Market (Debt includes securitized debt): 0-20%. Please refer the Scheme Information Document for complete details.</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>15-Nov-1999</NFO_Open_Date><NFO_Close_date>29-Nov-1999</NFO_Close_date><Allotment_Date>10-Dec-1999</Allotment_Date><Reopen_Date>Not Available</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>NIFTY All Duration G-Sec Index</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>FM -1-Pratik Harish Shroff, FM -2-Rahul Singh</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM -1-Primary, FM -2-Comanage</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM -1-Managing since 26th September 2023, FM -2- Managing since 1st October 2025</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 1.10, Direct 0.68</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>0.25% if exit within 30 days from date of allotment of units</Exit_Load_if_applicable><Custodian>Standard Chartered Bank</Custodian><Auditor>M/s. Deloite Haskins &amp;amp; Co LLP</Auditor><Registrar>KFin Technologies Ltd</Registrar><RTA_Code_To_be_phased_out>Regular Plan-IDCW Payout (GLDPD) |Regular Plan-IDCW Reinv (GLDPR) |Regular Plan-Growth (GLGPG) |Direct Plan-IDCW Payout (GLD1D) |Direct Plan-IDCW Reinv (GLD1R) |Direct Plan-Growth (GLG1G) |PF Plan-IDCW Payout (GLPDD) |PF Plan-IDCW Reinv (GLPDR) |PF Plan-Growth (GLPGG)</RTA_Code_To_be_phased_out><Listing_Details>NA</Listing_Details><ISINs>Regular Plan-IDCW Payout (INF767K01683) |Regular Plan-IDCW Reinv (INF767K01691) |Regular Plan-Growth (INF767K01709) |Direct Plan-IDCW Payout (INF767K01EY6) |Direct Plan-IDCW Reinv (INF767K01FA3) |Direct Plan-Growth (INF767K01EZ3) |PF Plan-IDCW Payout (INF767K01717) |PF Plan-IDCW Reinv (INF767K01725) |PF Plan-Growth (INF767K01733)</ISINs><AMFI_Codes_To_be_phased_out>Regular Plan-IDCW Payout (100316) |Regular Plan-IDCW Reinv (100316) |Regular Plan-Growth (100317) |Direct Plan-IDCW Payout (120283) |Direct Plan-IDCW Reinv (120283) |Direct Plan-Growth (120282) |PF Plan-IDCW Payout (100318) |PF Plan-IDCW Reinv (100318) |PF Plan-Growth (100319)</AMFI_Codes_To_be_phased_out><SEBI_Codes>LICM/O/D/GIL/99/09/0007</SEBI_Codes><Minimum_Application_Amount>10000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>1</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>1000</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>0.001</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>No Limit</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>As per Target Scheme</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>0.001</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>1</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>No Limit</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>No Limit</Max_Switch_Amount><Max_Switch_Units_if_applicable>No Limit</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>No</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>No.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details -Daily,Weekly, Monthly, Quarterly    | SWP Details - Monthly, Quarterly ,Half Yearly,Yearly   | STP Details - Daily, Weekly, Monthly, Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP Details - 100,150, 200, 1000    | SWP Details - 500,500,500,500    | STP Details - 100, 500, 500, 500</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP Details - 1   | SWP Details - 1    | STP Details - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP Details - 60,40,12,4    | SWP Details - 6,4,4,4    | STP   : 60,12,12,12</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details - Daily -  All business days, Weekly – Between Monday to Friday, Monthly &amp;amp; Quarterly - Any date between 1st to 28th    | SWP Details - Monthly, Quarterly ,Half Yearly &amp;amp; Yearly - Any date between 1st to 28th | STP    :   Daily - All business day, Weekly - Monday to Friday* (*Default will be Friday), Monthly &amp;amp; Quarterly - Any date between 1st to 28th (*Default date/day-10th of the month)</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>SIP Details - No Limit    | SWP Details - No Limit    | STP Details - No Limit</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>