﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>LIC MF Medium to Long Term Fund</Fund_Name><Option_Names_Regular__Direct>Regular Plan-IDCW Payout|Regular Plan-IDCW Rein|Regular Plan-Growth|Direct Plan-IDCW Payout|Direct Plan-IDCW Reinv|Direct Plan-Growth|Regular Plan-Annual IDCW|Direct Plan-Annual IDCW|Regular Plan-Quarterly IDCW|Direct Plan-Quarterly IDCW</Option_Names_Regular__Direct><Fund_Type>An open-ended medium term debt scheme investing in instruments with Macaulay duration of the portfolio is between 4 years and 7 years (Please refer Page No.14. A Relatively High interest rate risk and moderate Credit Risk)</Fund_Type><Riskometer_At_the_time_of_Launch>Moderate</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Moderate</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Medium to Long Term Fund</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>B-III</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>LIC MF Medium to Long Duration Bond Fund is an open-ended debt scheme which will endeavor to generate an attractive return for its investors by investing in a portfolio is between 4 years and 7 years. There is no assurance that the investment objective of the Scheme will be achieved.</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Debt :60-100%, Money Market :0-40%, Please refer the Scheme Information Document for complete details.</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>26-Mar-1999</NFO_Open_Date><NFO_Close_date>16-Apr-1999</NFO_Close_date><Allotment_Date>23-Jun-1999</Allotment_Date><Reopen_Date>Not Available</Reopen_Date><Maturity_Date_For_closedend_funds /><Benchmark_Tier_1>CRISIL Medium to Long Duration Debt A-III Index</Benchmark_Tier_1><Benchmark_Tier_2 /><Fund_Manager_Name>FM -1-Mr. Pratik Harish Shroff, FM -2-Rahul Singh</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>FM -1-Primary, FM -2-Comanage</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>FM -1-Managing since 26th September 2023, FM -2-Managing since 1st October 2025</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 0.61, Direct 0.21</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units, 
No Exit Load is payable if units are redeemed/switched-out after 15 days from the date of allotment.</Exit_Load_if_applicable><Custodian>Standard Chartered Bank</Custodian><Auditor>M/s. Deloite Haskins &amp;amp; Co LLP</Auditor><Registrar>KFin Technologies Ltd</Registrar><RTA_Code_To_be_phased_out>Regular Plan-IDCW Payout (BFDPD) |Regular Plan-IDCW Rein (BFDPR) |Regular Plan-Growth (BFGPG) |Direct Plan-IDCW Payout (BFD1D) |Direct Plan-IDCW Reinv (BFD1R) |Direct Plan-Growth (BFG1G)</RTA_Code_To_be_phased_out><Listing_Details>NA</Listing_Details><ISINs>Regular Plan-IDCW Payout (INF767K01907) |Regular Plan-IDCW Rein (INF767K01915) |Regular Plan-Growth (INF767K01923) |Direct Plan-IDCW Payout (INF767K01EV2) |Direct Plan-IDCW Reinv (INF767K01EX8) |Direct Plan-Growth (INF767K01EW0)</ISINs><AMFI_Codes_To_be_phased_out>Regular Plan-IDCW Payout (100314) |Regular Plan-IDCW Rein (100314) |Regular Plan-Growth (100315) |Direct Plan-IDCW Payout (120278) |Direct Plan-IDCW Reinv (120278) |Direct Plan-Growth (120279)</AMFI_Codes_To_be_phased_out><SEBI_Codes>LICM/O/D/MLD/99/02/0006</SEBI_Codes><Minimum_Application_Amount>5000</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>1</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>1</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>500</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>1</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>500</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>0.001</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>No Limit</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>As per Target Scheme</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>0.001</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>1</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>No Limit</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>No Limit</Max_Switch_Amount><Max_Switch_Units_if_applicable>No Limit</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Yes</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Yes.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>SIP Details -Daily, Weekly, Monthly, Quarterly    | SWP Details - Monthly, Quarterly ,Half Yearly,Yearly   | STP Details - Daily, Weekly, Monthly, Quarterly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>SIP Details - 100,150, 200, 1000   | SWP Details - 500,500,500,500    | STP Details - 100, 500, 500, 500</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>SIP Details - 1   | SWP Details - 1    | STP Details - 1</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>SIP Details - 12,40,4   | SWP Details - 6    | STP   : 50,6,6,6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>SIP Details - Daily -  All business days,Weekly – Between Monday to Friday,  Monthly &amp;amp; Quarterly - Any date between 1st to 28th    | SWP Details - Monthly, Quarterly ,Half Yearly &amp;amp; Yearly - Any date between 1st to 28th | STP    :   Daily - All business day, Weekly - Monday to Friday* (*Default will be Friday), Monthly &amp;amp; Quarterly - Any date between 1st to 28th (*Default date/day-10th of the month)</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>SIP Details - No Limit    | SWP Details - No Limit    | STP Details - No Limit</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>